Assumable homes for sale in Prescott Valley, AZ

12 homesVA & FHA loansrates from 2.90% vs 7.18% today

Prescott Valley assumption guide
7685 Summit Pass, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.90%
VA
Active
43
$395,000$221,259 equity gap
Rate
2.90%
7.18%today
Payment
$830/mo
$1,351today
  • 3beds
  • 2baths
  • 1,425sqft

7685 Summit Pass, Prescott Valley

7685 Summit Pass, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.90%
VA
Active
43
$395,000$221,259 equity gap
Rate
2.90%
7.18%today
Payment
$830/mo
$1,351today
  • 3beds
  • 2baths
  • 1,425sqft

7685 Summit Pass, Prescott Valley

7424 Starry Sky Drive, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.31%
VA
Active
68
$585,000$318,661 equity gap
Rate
3.31%
7.18%today
Payment
$1,354/mo
$2,092today
  • 3beds
  • 2baths
  • 2,150sqft

7424 Starry Sky Drive, Prescott Valley

6531 Cattletrack Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.94%
FHA
Active
34
$255,000$192,374 equity gap
Rate
3.94%
7.18%today
Payment
$391/mo
$558today
  • 3beds
  • 2baths
  • 960sqft

6531 Cattletrack Road, Prescott Valley

6531 Cattletrack Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.94%
FHA
Active
34
$255,000$192,374 equity gap
Rate
3.94%
7.18%today
Payment
$391/mo
$558today
  • 3beds
  • 2baths
  • 960sqft

6531 Cattletrack Road, Prescott Valley

7048 Scenic Vista, Prescott Valley, AZ, 86315 — assumable FHA mortgage at 6.06%
FHA
Active
40
$550,000$106,126 equity gap
Rate
6.06%
7.18%today
Payment
$2,697/mo
$3,028today
  • 3beds
  • 2baths
  • 1,717sqft

7048 Scenic Vista, Prescott Valley

7883 HIDEAWAY FALLS Court, Prescott Valley, AZ, 86315 — assumable VA mortgage at 5.78%
VA
Active
35
$575,000$169,987 equity gap
Rate
5.78%
7.18%today
Payment
$2,508/mo
$2,902today
  • 3beds
  • 2baths
  • 1,908sqft

7883 HIDEAWAY FALLS Court, Prescott Valley

7028 Horizon Way, Prescott Valley, AZ, 86315 — assumable FHA mortgage at 6.15%
FHA
Active
25
$515,000$121,248 equity gap
Rate
6.15%
7.18%today
Payment
$2,512/mo
$2,794today
  • 3beds
  • 2baths
  • 1,726sqft

7028 Horizon Way, Prescott Valley

7431 Outlook Lane, Prescott Valley, AZ, 86315 — assumable VA mortgage at 6.27%
VA
Active
39
$549,900$144,646 equity gap
Rate
6.27%
7.18%today
Payment
$2,620/mo
$2,876today
  • 3beds
  • 2baths
  • 2,308sqft

7431 Outlook Lane, Prescott Valley

8360 Crimson Canyon Road, Prescott Valley, AZ, 86315 — assumable VA mortgage at 6.95%
VA
Active
55
$815,000$164,585 equity gap
Rate
6.95%
7.18%today
Payment
$4,382/mo
$4,485today
  • 4beds
  • 3baths
  • 2,519sqft

8360 Crimson Canyon Road, Prescott Valley

7520 Joshua Ranch Road, Prescott Valley, AZ, 86315 — assumable VA mortgage at 6.27%
VA
Active
27
$648,000$242,746 equity gap
Rate
6.27%
7.18%today
Payment
$2,620/mo
$2,876today
  • 3beds
  • 2baths
  • 1,496sqft

7520 Joshua Ranch Road, Prescott Valley

6925 Manzella Court, Prescott Valley, AZ, 86315 — assumable VA mortgage at 6.81%
VA
Active
42
$990,000$860,870 equity gap
Rate
6.81%
7.18%today
Payment
$881/mo
$915today
  • 4beds
  • 4baths
  • 2,506sqft

6925 Manzella Court, Prescott Valley

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$391/mo
Median cash to assume
$192,374
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eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.