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Assumable homes for sale in Portland, TN

44 homesFHA & VA loansrates from 2.77% vs 7.18% today

Portland assumption guide
3056 Dartmoor Pl, White House, TN, 37188 — assumable VA mortgage at 2.80%
VA
Active
39
$319,900$111,917 equity gap
Rate
2.80%
7.18%today
Payment
$965/mo
$1,591today
  • 3beds
  • 2baths
  • 1,296sqft

3056 Dartmoor Pl, White House

290 E Carter Rd, Portland, TN, 37148 — assumable FHA mortgage at 2.77%
FHA
Active
14
$319,900$146,950 equity gap
Rate
2.77%
7.18%today
Payment
$800/mo
$1,323today
  • 3beds
  • 2baths
  • 1,262sqft

290 E Carter Rd, Portland

5430 Wills Rd, Cross Plains, TN, 37049 — assumable VA mortgage at 2.81%
VA
Active
43
$579,615$352,468 equity gap
Rate
2.81%
7.18%today
Payment
$1,070/mo
$1,761today
  • 4beds
  • 2baths
  • 2,040sqft

5430 Wills Rd, Cross Plains

305 Lyon Dr, Portland, TN, 37148 — assumable FHA mortgage at 2.90%
FHA
Active
33
$585,000$302,095 equity gap
Rate
2.90%
7.18%today
Payment
$1,355/mo
$2,205today
  • 4beds
  • 3baths
  • 3,153sqft

305 Lyon Dr, Portland

38 Deer Run Rd, Cross Plains, TN, 37049 — assumable VA mortgage at 3.18%
VA
Active
79
$1,000,000$725,250 equity gap
Rate
3.18%
7.18%today
Payment
$1,684/mo
$2,471today
  • 3beds
  • 5baths
  • 5,758sqft

38 Deer Run Rd, Cross Plains

132 Kimberly St, Portland, TN, 37148 — assumable FHA mortgage at 3.21%
FHA
Active
33
$339,900$161,591 equity gap
Rate
3.21%
7.18%today
Payment
$893/mo
$1,397today
  • 4beds
  • 2baths
  • 1,746sqft

132 Kimberly St, Portland

100 Megann Dr, Portland, TN, 37148 — assumable FHA mortgage at 3.54%
FHA
Active
40
$319,900$239,298 equity gap
Rate
3.54%
7.18%today
Payment
$534/mo
$802today
  • 3beds
  • 2baths
  • 1,296sqft

100 Megann Dr, Portland

109 Carrie Mae Cir, Portland, TN, 37148 — assumable FHA mortgage at 3.85%
FHA
Active
43
$390,000$136,934 equity gap
Rate
3.85%
7.18%today
Payment
$1,297/mo
$1,874today
  • 3beds
  • 2baths
  • 1,982sqft

109 Carrie Mae Cir, Portland

286 Thurman Kepley Rd, Portland, TN, 37148 — assumable FHA mortgage at 3.75%
FHA
Active
42
$384,900$218,368 equity gap
Rate
3.75%
7.18%today
Payment
$893/mo
$1,307today
  • 3beds
  • 2baths
  • 1,572sqft

286 Thurman Kepley Rd, Portland

108 W Market St, Portland, TN, 37148 — assumable FHA mortgage at 3.75%
FHA
Active
17
$299,900$160,930 equity gap
Rate
3.75%
7.18%today
Payment
$754/mo
$1,103today
  • 3beds
  • 2baths
  • 1,500sqft

108 W Market St, Portland

4211 S Downs Cir, White House, TN, 37188 — assumable FHA mortgage at 5.30%
FHA
Active
21
$359,900$21,158 equity gap
Rate
5.30%
7.18%today
Payment
$2,005/mo
$2,446today
  • 4beds
  • 3baths
  • 1,900sqft

4211 S Downs Cir, White House

8288 Guthrie Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 3.94%
FHA
Active
94
$1,399,500$1,119,882 equity gap
Rate
3.94%
7.18%today
Payment
$2,027/mo
$2,897today
  • 5beds
  • 5baths
  • 7,106sqft

8288 Guthrie Rd, Cross Plains

2318 Dobbins Pike, Portland, TN, 37148 — assumable FHA mortgage at 4.02%
FHA
Active
45
$440,000$249,745 equity gap
Rate
4.02%
7.18%today
Payment
$1,128/mo
$1,596today
  • 3beds
  • 2baths
  • 1,513sqft

2318 Dobbins Pike, Portland

120 Golfers Cir, Portland, TN, 37148 — assumable VA mortgage at 6.23%
VA
Active
45
$537,900$22,333 equity gap
Rate
6.23%
7.18%today
Payment
$3,193/mo
$3,520today
  • 3beds
  • 2baths
  • 2,060sqft

120 Golfers Cir, Portland

103 Staggs Dr, Portland, TN, 37148 — assumable FHA mortgage at 4.23%
FHA
Active
41
$499,999$434,877 equity gap
Rate
4.23%
7.18%today
Payment
$439/mo
$607today
  • 5beds
  • 5baths
  • 2,549sqft

103 Staggs Dr, Portland

532 Martin Chapel Rd, Portland, TN, 37148 — assumable FHA mortgage at 4.45%
FHA
Active
38
$299,900$152,816 equity gap
Rate
4.45%
7.18%today
Payment
$865/mo
$1,163today
  • 3beds
  • 2baths
  • 1,204sqft

532 Martin Chapel Rd, Portland

1038 Phillip Dr, Portland, TN, 37148 — assumable FHA mortgage at 5.30%
FHA
Active
44
$480,000$135,669 equity gap
Rate
5.30%
7.18%today
Payment
$2,045/mo
$2,494today
  • 3beds
  • 4baths
  • 2,398sqft

1038 Phillip Dr, Portland

401 Church St, Portland, TN, 37148 — assumable FHA mortgage at 6.27%
FHA
Active
7
$249,000$14,488 equity gap
Rate
6.27%
7.18%today
Payment
$1,514/mo
$1,662today
  • 3beds
  • 2baths
  • 1,104sqft

401 Church St, Portland

2126 Highway 259, Portland, TN, 37148 — assumable VA mortgage at 6.35%
VA
Active
15
$409,900$39,212 equity gap
Rate
6.35%
7.18%today
Payment
$2,331/mo
$2,538today
  • 3beds
  • 2baths
  • 1,401sqft

2126 Highway 259, Portland

8909 Cedar Grove Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.35%
FHA
Active
57
$499,900$49,848 equity gap
Rate
6.35%
7.18%today
Payment
$2,865/mo
$3,120today
  • 3beds
  • 3baths
  • 2,126sqft

8909 Cedar Grove Rd, Cross Plains

221 Northup Rd, Portland, TN, 37148 — assumable FHA mortgage at 6.85%
FHA
Active
36
$459,000$27,422 equity gap
Rate
6.85%
7.18%today
Payment
$2,863/mo
$2,960today
  • 3beds
  • 2baths
  • 1,640sqft

221 Northup Rd, Portland

606 Cook Rd, Portland, TN, 37148 — assumable VA mortgage at 6.90%
VA
Active
17
$455,000$30,396 equity gap
Rate
6.90%
7.18%today
Payment
$2,893/mo
$2,976today
  • 3beds
  • 2baths
  • 2,414sqft

606 Cook Rd, Portland

112 Burley Way, Portland, TN, 37148 — assumable FHA mortgage at 6.94%
FHA
Active
23
$383,000$33,968 equity gap
Rate
6.94%
7.18%today
Payment
$2,370/mo
$2,428today
  • 3beds
  • 2baths
  • 1,416sqft

112 Burley Way, Portland

378 Carothers Way, White House, TN, 37188 — assumable FHA mortgage at 6.94%
FHA
Active
26
$359,000$23,294 equity gap
Rate
6.94%
7.18%today
Payment
$2,273/mo
$2,328today
  • 3beds
  • 2baths
  • 1,533sqft

378 Carothers Way, White House

208 Freedom Dr, Portland, TN, 37148 — assumable FHA mortgage at 6.09%
FHA
Active
33
$380,000$47,351 equity gap
Rate
6.09%
7.18%today
Payment
$2,110/mo
$2,361today
  • 3beds
  • 3baths
  • 1,531sqft

208 Freedom Dr, Portland

7210 Highland Rd, Portland, TN, 37148 — assumable FHA mortgage at 6.21%
FHA
Active
19
$319,900$34,448 equity gap
Rate
6.21%
7.18%today
Payment
$1,764/mo
$1,949today
  • 3beds
  • 2baths
  • 1,168sqft

7210 Highland Rd, Portland

618 Scattersville Rd, Portland, TN, 37148 — assumable VA mortgage at 6.26%
VA
Active
32
$499,900$60,007 equity gap
Rate
6.26%
7.18%today
Payment
$2,738/mo
$3,009today
  • 3beds
  • 2baths
  • 1,566sqft

618 Scattersville Rd, Portland

550 Gregory Rd, Westmoreland, TN, 37186 — assumable VA mortgage at 6.35%
VA
Active
26
$315,900$38,386 equity gap
Rate
6.35%
7.18%today
Payment
$1,799/mo
$1,959today
  • 3beds
  • 2baths
  • 1,346sqft

550 Gregory Rd, Westmoreland

104 Aplin Branch Rd, Cottontown, TN, 37048 — assumable VA mortgage at 6.42%
VA
Active
43
$669,000$85,998 equity gap
Rate
6.42%
7.18%today
Payment
$3,824/mo
$4,132today
  • 4beds
  • 4baths
  • 2,300sqft

104 Aplin Branch Rd, Cottontown

4029 S Downs Cir, White House, TN, 37188 — assumable FHA mortgage at 6.63%
FHA
Active
37
$395,000$42,226 equity gap
Rate
6.63%
7.18%today
Payment
$2,296/mo
$2,428today
  • 4beds
  • 3baths
  • 2,252sqft

4029 S Downs Cir, White House

124 Emma Dr, Portland, TN, 37148 — assumable FHA mortgage at 6.67%
FHA
Active
70
$599,900$84,035 equity gap
Rate
6.67%
7.18%today
Payment
$3,371/mo
$3,550today
  • 3beds
  • 2baths
  • 2,670sqft

124 Emma Dr, Portland

132 Bloomsbury Dr, Portland, TN, 37148 — assumable FHA mortgage at 6.81%
FHA
Active
40
$614,900$112,908 equity gap
Rate
6.81%
7.18%today
Payment
$3,320/mo
$3,446today
  • 3beds
  • 3baths
  • 2,833sqft

132 Bloomsbury Dr, Portland

152 Mason St, Portland, TN, 37148 — assumable FHA mortgage at 6.95%
FHA
Active
36
$315,000$46,580 equity gap
Rate
6.95%
7.18%today
Payment
$1,805/mo
$1,847today
  • 3beds
  • 2baths
  • 1,561sqft

152 Mason St, Portland

469 Steamview Dr, White House, TN, 37188 — assumable FHA mortgage at 6.96%
FHA
Active
23
$377,500$48,912 equity gap
Rate
6.96%
7.18%today
Payment
$2,252/mo
$2,302today
  • 3beds
  • 2baths
  • 1,696sqft

469 Steamview Dr, White House

229 Staggs Dr, Portland, TN, 37148 — assumable FHA mortgage at 7.62%
FHA
Active
23
$329,900$38,363 equity gap
Rate
7.62%
7.18%today
Payment
$2,119/mo
$2,029today
  • 3beds
  • 2baths
  • 1,360sqft

229 Staggs Dr, Portland

8474 Guthrie Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.26%
FHA
Active
36
$459,900$95,126 equity gap
Rate
6.26%
7.18%today
Payment
$2,359/mo
$2,577today
  • 3beds
  • 2baths
  • 2,117sqft

8474 Guthrie Rd, Cross Plains

Assuming a mortgage in Portland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$439/mo
Median cash to assume
$95,126
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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