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Assumable homes for sale in Phoenix, AZ

200 homesFHA & VA loansrates from 2.25% vs 7.18% today

Phoenix assumption guide
6226 14TH Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.50%
VA
Active
32
$879,990$181,304 equity gap
Rate
2.50%
7.18%today
Payment
$3,119/mo
$5,348today
  • 2beds
  • 1baths
  • 1,037sqft

6226 14TH Street, Phoenix

4311 Earll Drive, Phoenix, AZ, 85018 — assumable VA mortgage at 2.75%
VA
Active
43
$1,895,000$799,109 equity gap
Rate
2.75%
7.18%today
Payment
$5,103/mo
$8,468today
  • 4beds
  • 3baths
  • 2,961sqft

4311 Earll Drive, Phoenix

6817 DESERT Lane, Laveen, AZ, 85339 — assumable FHA mortgage at 5.625%
FHA
Active
21
$389,000$25,991 equity gap
Rate
5.625%
7.18%today
Payment
$2,148/mo
$2,528today
  • 4beds
  • 2baths
  • 1,666sqft

6817 DESERT Lane, Laveen

3033 DEVONSHIRE Avenue #3003, Phoenix, AZ, 85016 — assumable VA mortgage at 3.07%
VATop pick
Active
52
$159,900$5,772 equity gap
Rate
3.07%
7.18%today
Payment
$732/mo
$1,165today
  • 1beds
  • 1baths
  • 576sqft

3033 DEVONSHIRE Avenue #3003, Phoenix

1523 81ST Drive, Phoenix, AZ, 85043 — assumable VA mortgage at 3.10%
VATop pick
Active
25
$279,999Potential short sale
Rate
3.10%
7.18%today
Payment
$1,424/mo
$2,259today
  • 3beds
  • 3baths
  • 1,534sqft

1523 81ST Drive, Phoenix

4051 PALOMINO Road, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHATop pick
Active
26
$162,500$12,710 equity gap
Rate
2.87%
7.18%today
Payment
$700/mo
$1,144today
  • 2beds
  • 1baths
  • 924sqft

4051 PALOMINO Road, Phoenix

7126 19TH Avenue #192, Phoenix, AZ, 85021 — assumable VA mortgage at 3.02%
VATop pick
Active
33
$200,000$15,327 equity gap
Rate
3.02%
7.18%today
Payment
$888/mo
$1,423today
  • 3beds
  • 3baths
  • 1,408sqft

7126 19TH Avenue #192, Phoenix

2607 COOLIDGE Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.45%
FHATop pick
Active
23
$210,000Potential short sale
Rate
3.45%
7.18%today
Payment
$1,034/mo
$1,570today
  • 3beds
  • 2baths
  • 1,196sqft

2607 COOLIDGE Street, Phoenix

6331 31ST Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.77%
FHA
Active
34
$390,000$68,376 equity gap
Rate
2.77%
7.18%today
Payment
$1,487/mo
$2,461today
  • 3beds
  • 2baths
  • 1,881sqft

6331 31ST Drive, Phoenix

5059 VERNON Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 2.86%
FHA
Active
27
$339,900$64,375 equity gap
Rate
2.86%
7.18%today
Payment
$1,281/mo
$2,095today
  • 3beds
  • 2baths
  • 1,200sqft

5059 VERNON Avenue, Phoenix

5002 41ST Avenue, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
17
$157,500$19,902 equity gap
Rate
2.87%
7.18%today
Payment
$643/mo
$1,051today
  • 2beds
  • 1baths
  • 924sqft

5002 41ST Avenue, Phoenix

2301 LYNNE Lane, Phoenix, AZ, 85042 — assumable FHA mortgage at 2.90%
FHA
Active
17
$269,900$33,567 equity gap
Rate
2.90%
7.18%today
Payment
$1,103/mo
$1,796today
  • 3beds
  • 1baths
  • 900sqft

2301 LYNNE Lane, Phoenix

841 Duke Drive, Tempe, AZ, 85283 — assumable VA mortgage at 2.90%
VA
Active
17
$300,000$40,947 equity gap
Rate
2.90%
7.18%today
Payment
$1,218/mo
$1,982today
  • 2beds
  • 1baths
  • 988sqft

841 Duke Drive, Tempe

7821 21ST Avenue, Phoenix, AZ, 85021 — assumable FHA mortgage at 2.93%
FHA
Active
23
$359,900$56,139 equity gap
Rate
2.93%
7.18%today
Payment
$1,436/mo
$2,328today
  • 3beds
  • 3baths
  • 1,634sqft

7821 21ST Avenue, Phoenix

6327 34TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 3.09%
VA
Active
28
$320,000$46,728 equity gap
Rate
3.09%
7.18%today
Payment
$1,300/mo
$2,065today
  • 3beds
  • 2baths
  • 1,557sqft

6327 34TH Lane, Phoenix

701 Buist Avenue, Phoenix, AZ, 85041 — assumable FHA mortgage at 3.09%
FHA
Active
24
$360,000$43,733 equity gap
Rate
3.09%
7.18%today
Payment
$1,505/mo
$2,390today
  • 3beds
  • 2baths
  • 1,483sqft

701 Buist Avenue, Phoenix

2512 48TH Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.10%
FHA
Active
12
$354,000$65,257 equity gap
Rate
3.10%
7.18%today
Payment
$1,375/mo
$2,182today
  • 3beds
  • 2baths
  • 1,142sqft

2512 48TH Drive, Phoenix

5222 GRENADINE Road, Laveen, AZ, 85339 — assumable FHA mortgage at 3.11%
FHA
Active
21
$385,000$55,778 equity gap
Rate
3.11%
7.18%today
Payment
$1,566/mo
$2,482today
  • 3beds
  • 2baths
  • 1,512sqft

5222 GRENADINE Road, Laveen

2551 73RD Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.22%
FHA
Active
38
$359,000$40,085 equity gap
Rate
3.22%
7.18%today
Payment
$1,533/mo
$2,395today
  • 3beds
  • 3baths
  • 1,675sqft

2551 73RD Drive, Phoenix

5625 19TH Place, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.92%
FHA
Active
26
$279,000$8,018 equity gap
Rate
3.92%
7.18%today
Payment
$1,402/mo
$2,009today
  • 3beds
  • 1baths
  • 1,259sqft

5625 19TH Place, Phoenix

3031 CIVIC CENTER Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$67,450 equity gap
Rate
3.45%
7.18%today
Payment
$1,368/mo
$2,076today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER Plaza #230, Scottsdale

2208 78TH Glen, Phoenix, AZ, 85035 — assumable VA mortgage at 2.25%
VA
Active
31
$299,000$69,700 equity gap
Rate
2.25%
7.18%today
Payment
$990/mo
$1,755today
  • 4beds
  • 3baths
  • 1,532sqft

2208 78TH Glen, Phoenix

1607 DONNER Drive, Tempe, AZ, 85282 — assumable FHA mortgage at 2.73%
FHA
Active
26
$335,000$89,056 equity gap
Rate
2.73%
7.18%today
Payment
$1,145/mo
$1,906today
  • 2beds
  • 2baths
  • 1,544sqft

1607 DONNER Drive, Tempe

3224 CYPRESS Street, Phoenix, AZ, 85009 — assumable FHA mortgage at 2.86%
FHA
Active
15
$300,000$60,553 equity gap
Rate
2.86%
7.18%today
Payment
$1,118/mo
$1,829today
  • 2beds
  • 1baths
  • 912sqft

3224 CYPRESS Street, Phoenix

127 CALDWELL Street, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.87%
FHA
Active
15
$315,000$75,188 equity gap
Rate
2.87%
7.18%today
Payment
$1,124/mo
$1,836today
  • 3beds
  • 1baths
  • 936sqft

127 CALDWELL Street, Phoenix

7355 HUGHES Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 2.88%
FHA
Active
29
$369,000$101,515 equity gap
Rate
2.88%
7.18%today
Payment
$1,246/mo
$2,033today
  • 3beds
  • 2baths
  • 1,460sqft

7355 HUGHES Drive, Phoenix

2802 MEADOWBROOK Avenue, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.88%
FHA
Active
21
$325,000$84,989 equity gap
Rate
2.88%
7.18%today
Payment
$1,150/mo
$1,876today
  • 4beds
  • 2baths
  • 1,720sqft

2802 MEADOWBROOK Avenue, Phoenix

4923 GRANADA Road, Phoenix, AZ, 85035 — assumable FHA mortgage at 2.96%
FHA
Active
32
$379,999$84,949 equity gap
Rate
2.96%
7.18%today
Payment
$1,396/mo
$2,255today
  • 4beds
  • 2baths
  • 1,840sqft

4923 GRANADA Road, Phoenix

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$217,500$46,250 equity gap
Rate
2.98%
7.18%today
Payment
$816/mo
$1,314today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

4648 frier Drive, Glendale, AZ, 85301 — assumable VA mortgage at 2.99%
VA
Active
15
$447,999$127,278 equity gap
Rate
2.99%
7.18%today
Payment
$1,516/mo
$2,439today
  • 4beds
  • 2baths
  • 1,875sqft

4648 frier Drive, Glendale

7343 CAMBRIDGE Avenue, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.03%
FHA
Active
18
$258,000$71,507 equity gap
Rate
3.03%
7.18%today
Payment
$914/mo
$1,463today
  • 3beds
  • 3baths
  • 1,413sqft

7343 CAMBRIDGE Avenue, Phoenix

4843 CORRAL Road #4, Phoenix, AZ, 85044 — assumable VA mortgage at 3.06%
VA
Active
35
$320,000$68,037 equity gap
Rate
3.06%
7.18%today
Payment
$1,211/mo
$1,931today
  • 2beds
  • 3baths
  • 960sqft

4843 CORRAL Road #4, Phoenix

4627 SOUTHGATE Avenue, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.09%
FHA
Active
21
$169,900$43,995 equity gap
Rate
3.09%
7.18%today
Payment
$610/mo
$969today
  • 3beds
  • 1baths
  • 1,008sqft

4627 SOUTHGATE Avenue, Phoenix

7228 42ND Drive, Phoenix, AZ, 85041 — assumable FHA mortgage at 3.10%
FHA
Active
39
$439,000$103,294 equity gap
Rate
3.10%
7.18%today
Payment
$1,599/mo
$2,537today
  • 4beds
  • 3baths
  • 2,238sqft

7228 42ND Drive, Phoenix

5416 WESTERN STAR Boulevard, Laveen, AZ, 85339 — assumable FHA mortgage at 3.10%
FHA
Active
41
$438,000$122,546 equity gap
Rate
3.10%
7.18%today
Payment
$1,499/mo
$2,378today
  • 4beds
  • 2baths
  • 1,951sqft

5416 WESTERN STAR Boulevard, Laveen

2656 48th Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.11%
FHA
Active
14
$375,000$92,639 equity gap
Rate
3.11%
7.18%today
Payment
$1,343/mo
$2,129today
  • 5beds
  • 2baths
  • 1,862sqft

2656 48th Lane, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 3 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$371/mo
Median cash to assume
$130,231
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eXp Realty

Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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