Assumable homes for sale in Palm Desert, CA

7 homesVA & FHA loansrates from 2.71% vs 7.18% today

Palm Desert assumption guide
259 Desert Falls Drive, Palm Desert, CA, 92211 — assumable VA mortgage at 2.97%
VA
Active
38
$339,500$65,200 equity gap
Rate
2.97%
7.18%today
Payment
$1,305/mo
$2,105today
  • 2beds
  • 2baths
  • 1,330sqft

259 Desert Falls Drive, Palm Desert

37443 Mojave Sage Street, Palm Desert, CA, 92211 — assumable VA mortgage at 2.71%
VA
Active
24
$529,990$207,386 equity gap
Rate
2.71%
7.18%today
Payment
$1,506/mo
$2,513today
  • 3beds
  • 2baths
  • 1,858sqft

37443 Mojave Sage Street, Palm Desert

40725 Yucca Lane, Bermuda Dunes, CA, 92203 — assumable VA mortgage at 3.02%
VA
Active
80
$2,100,000$1,171,354 equity gap
Rate
3.02%
7.18%today
Payment
$4,464/mo
$7,154today
  • 3beds
  • 4baths
  • 2,804sqft

40725 Yucca Lane, Bermuda Dunes

77801 Chandler Way, Palm Desert, CA, 92211 — assumable FHA mortgage at 5.41%
FHA
Active
29
$479,000$26,507 equity gap
Rate
5.41%
7.18%today
Payment
$2,705/mo
$3,259today
  • 3beds
  • 2baths
  • 1,243sqft

77801 Chandler Way, Palm Desert

36291 Royal Sage Court, Palm Desert, CA, 92211 — assumable VA mortgage at 3.69%
VA
Active
57
$1,375,000$947,574 equity gap
Rate
3.69%
7.18%today
Payment
$2,153/mo
$3,173today
  • 2beds
  • 3baths
  • 3,232sqft

36291 Royal Sage Court, Palm Desert

218 Desert Falls Drive, Palm Desert, CA, 92211 — assumable FHA mortgage at 3.70%
FHA
Active
32
$435,900$289,465 equity gap
Rate
3.70%
7.18%today
Payment
$903/mo
$1,330today
  • 2beds
  • 2baths
  • 1,330sqft

218 Desert Falls Drive, Palm Desert

78084 Larbrook Drive, Palm Desert, CA, 92211 — assumable VA mortgage at 4.01%
VA
Active
80
$669,000$408,444 equity gap
Rate
4.01%
7.18%today
Payment
$1,539/mo
$2,181today
  • 3beds
  • 3baths
  • 2,367sqft

78084 Larbrook Drive, Palm Desert

Assuming a mortgage in Palm Desert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$903/mo
Median cash to assume
$289,465
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.