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Assumable homes for sale in North Highlands, CA

10 homesFHA & VA loansrates from 3.05% vs 7.18% today

North Highlands assumption guide
101 Pinnacles, Sacramento, CA, 95835 — assumable FHA mortgage at 3.05%
FHA
Active
26
$560,000$149,611 equity gap
Rate
3.05%
7.18%today
Payment
$1,979/mo
$3,160today
  • 4beds
  • 3baths
  • 2,632sqft

101 Pinnacles, Sacramento

641 Grider Drive, Roseville, CA, 95678 — assumable FHA mortgage at 3.21%
FHA
Active
28
$599,999Potential short sale
Rate
3.21%
7.18%today
Payment
$3,572/mo
$5,589today
  • 3beds
  • 2baths
  • 1,600sqft

641 Grider Drive, Roseville

4501 Blackrock Drive, Sacramento, CA, 95834 — assumable FHA mortgage at 5.30%
FHA
Active
43
$510,000Potential short sale
Rate
5.30%
7.18%today
Payment
$3,172/mo
$3,869today
  • 3beds
  • 3baths
  • 1,559sqft

4501 Blackrock Drive, Sacramento

3209 Beretania Way, Sacramento, CA, 95834 — assumable FHA mortgage at 4.12%
FHA
Active
35
$399,888$120,562 equity gap
Rate
4.12%
7.18%today
Payment
$1,684/mo
$2,355today
  • 4beds
  • 2baths
  • 1,842sqft

3209 Beretania Way, Sacramento

2437 Erickson Street, Sacramento, CA, 95815 — assumable VA mortgage at 4.19%
VA
Active
$439,950$197,533 equity gap
Rate
4.19%
7.18%today
Payment
$1,466/mo
$2,034today
  • 4beds
  • 3baths
  • 1,628sqft

2437 Erickson Street, Sacramento

4479 Corse Walk, Sacramento, CA, 95834 — assumable FHA mortgage at 6.54%
FHA
Active
39
$455,000Potential short sale
Rate
6.54%
7.18%today
Payment
$3,035/mo
$3,239today
  • 4beds
  • 4baths
  • 1,920sqft

4479 Corse Walk, Sacramento

8201 Sunbonnet Dr, Fair Oaks, CA, 95628 — assumable VA mortgage at 6.79%
VA
Active
27
$638,000$56,458 equity gap
Rate
6.79%
7.18%today
Payment
$3,861/mo
$4,016today
  • 4beds
  • 2baths
  • 2,087sqft

8201 Sunbonnet Dr, Fair Oaks

2359 Bayless Way, Sacramento, CA, 95835 — assumable FHA mortgage at 6.96%
FHA
Active
30
$507,000$39,623 equity gap
Rate
6.96%
7.18%today
Payment
$3,203/mo
$3,274today
  • 3beds
  • 3baths
  • 1,536sqft

2359 Bayless Way, Sacramento

2371 Alta Garden Ln, Sacramento, CA, 95825 — assumable FHA mortgage at 7.10%
FHA
Active
21
$370,000$54,536 equity gap
Rate
7.10%
7.18%today
Payment
$2,171/mo
$2,188today
  • 2beds
  • 2baths
  • 1,064sqft

2371 Alta Garden Ln, Sacramento

1412 Sebastian Way, Sacramento, CA, 95864 — assumable FHA mortgage at 6.32%
FHA
Active
34
$489,000$150,211 equity gap
Rate
6.32%
7.18%today
Payment
$2,193/mo
$2,395today
  • 3beds
  • 2baths
  • 1,260sqft

1412 Sebastian Way, Sacramento

Assuming a mortgage in North Highlands

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
3.05%
Lowest existing payment
$1,466/mo
Median cash to assume
$120,562
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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