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Assumable homes for sale in North Dakota

107 homesFHA & VA loansrates from 2.31% vs 7.18% today

North Dakota assumption guide
807 20th Street, Williston, ND, 58801 — assumable VA mortgage at 3.10%
VA
Active
27
$310,000$23,883 equity gap
Rate
3.10%
7.18%today
Payment
$1,357/mo
$2,153today
  • 4beds
  • 2baths
  • 2,544sqft

807 20th Street, Williston

1790 Calgary Avenue #6, Bismarck, ND, 58503 — assumable FHA mortgage at 2.78%
FHA
Active
24
$244,900$62,744 equity gap
Rate
2.78%
7.18%today
Payment
$845/mo
$1,397today
  • 2beds
  • 2baths
  • 1,204sqft

1790 Calgary Avenue #6, Bismarck

2215 Coolidge Avenue, Bismarck, ND, 58501 — assumable VA mortgage at 2.88%
VA
Active
50
$359,900$107,651 equity gap
Rate
2.88%
7.18%today
Payment
$1,183/mo
$1,931today
  • 3beds
  • 2baths
  • 1,790sqft

2215 Coolidge Avenue, Bismarck

712 Burke Avenue, Harvey, ND, 58341 — assumable VA mortgage at 2.90%
VA
Active
52
$195,000$53,259 equity gap
Rate
2.90%
7.18%today
Payment
$662/mo
$1,077today
  • 3beds
  • 2baths
  • 3,600sqft

712 Burke Avenue, Harvey

2608 Terrace View Drive, Watford City, ND, 58854 — assumable FHA mortgage at 2.96%
FHA
Active
47
$325,000$92,708 equity gap
Rate
2.96%
7.18%today
Payment
$1,102/mo
$1,779today
  • 3beds
  • 2baths
  • 1,352sqft

2608 Terrace View Drive, Watford City

2608 Terrace View Drive, Watford City, ND, 58854 — assumable FHA mortgage at 2.96%
FHA
Active
47
$325,000$92,708 equity gap
Rate
2.96%
7.18%today
Payment
$1,102/mo
$1,779today
  • 3beds
  • 2baths
  • 1,352sqft

2608 Terrace View Drive, Watford City

407 7th Avenue, Mandan, ND, 58554 — assumable FHA mortgage at 3.05%
FHA
Active
42
$210,000$45,845 equity gap
Rate
3.05%
7.18%today
Payment
$792/mo
$1,264today
  • 3beds
  • 2baths
  • 1,806sqft

407 7th Avenue, Mandan

621 13th Street, Jamestown, ND, 58401 — assumable FHA mortgage at 3.45%
FHA
Active
3
$220,000$63,658 equity gap
Rate
3.45%
7.18%today
Payment
$806/mo
$1,224today
  • —beds
  • —baths
  • —sqft

621 13th Street, Jamestown

105 3rd Street, Watford City, ND, 58854 — assumable FHA mortgage at 0.00%
FHA
Active
51
$229,000$73,469 equity gap
Rate
0.00%
7.18%today
Payment
$656/mo
$1,238today
  • 2beds
  • 1baths
  • 804sqft

105 3rd Street, Watford City

105 3rd Street, Watford City, ND, 58854 — assumable FHA mortgage at 0.00%
FHA
Active
51
$229,000$73,469 equity gap
Rate
0.00%
7.18%today
Payment
$656/mo
$1,238today
  • 2beds
  • 1baths
  • 804sqft

105 3rd Street, Watford City

1515 9th Avenue, Williston, ND, 58801 — assumable VA mortgage at 2.90%
VA
Active
51
$275,000$94,064 equity gap
Rate
2.90%
7.18%today
Payment
$851/mo
$1,384today
  • 2beds
  • 1baths
  • 1,336sqft

1515 9th Avenue, Williston

2415 12th Avenue, Devils Lake, ND, 58301 — assumable VA mortgage at 2.94%
VA
Active
32
$298,900$106,068 equity gap
Rate
2.94%
7.18%today
Payment
$932/mo
$1,509today
  • 3beds
  • 2baths
  • 1,322sqft

2415 12th Avenue, Devils Lake

208 4th Avenue, Watford City, ND, 58854 — assumable FHA mortgage at 3.06%
FHA
Active
33
$325,000$125,029 equity gap
Rate
3.06%
7.18%today
Payment
$961/mo
$1,532today
  • 4beds
  • 2baths
  • 1,806sqft

208 4th Avenue, Watford City

3225 Wheat Ridge Street, Williston, ND, 58801 — assumable FHA mortgage at 3.06%
FHA
Active
63
$465,000$145,405 equity gap
Rate
3.06%
7.18%today
Payment
$1,539/mo
$2,454today
  • 4beds
  • 3baths
  • 2,816sqft

3225 Wheat Ridge Street, Williston

3008 Belgian Bend, Mandan, ND, 58554 — assumable FHA mortgage at 3.23%
FHA
Active
68
$349,900$133,795 equity gap
Rate
3.23%
7.18%today
Payment
$1,087/mo
$1,696today
  • 4beds
  • 2baths
  • 1,785sqft

3008 Belgian Bend, Mandan

1230 Michigan Avenue, Bismarck, ND, 58504 — assumable VA mortgage at 2.31%
VA
Active
70
$339,900$269,348 equity gap
Rate
2.31%
7.18%today
Payment
$645/mo
$891today
  • 5beds
  • 2baths
  • 2,134sqft

1230 Michigan Avenue, Bismarck

519 1st Avenue, Steele, ND, 58482 — assumable VA mortgage at 2.36%
VA
Active
71
$249,900$168,857 equity gap
Rate
2.36%
7.18%today
Payment
$419/mo
$681today
  • 5beds
  • 2baths
  • 2,016sqft

519 1st Avenue, Steele

925 N 13th Street, Bismarck, ND, 58501 — assumable FHA mortgage at 2.72%
FHA
Active
14
$210,000$201,810 equity gap
Rate
2.72%
7.18%today
Payment
$61/mo
$87today
  • 4beds
  • 2baths
  • 2,036sqft

925 N 13th Street, Bismarck

509 3rd Street, Watford City, ND, 58854 — assumable FHA mortgage at 2.74%
FHA
Active
26
$410,000$169,189 equity gap
Rate
2.74%
7.18%today
Payment
$1,120/mo
$1,861today
  • 4beds
  • 2baths
  • 2,096sqft

509 3rd Street, Watford City

14726 Lambert Street, Williston, ND, 58801 — assumable VA mortgage at 2.77%
VA
Active
57
$830,000$376,629 equity gap
Rate
2.77%
7.18%today
Payment
$2,131/mo
$3,527today
  • 6beds
  • 4baths
  • 3,408sqft

14726 Lambert Street, Williston

12368 Truax Street, Epping, ND, 58843 — assumable FHA mortgage at 2.81%
FHA
Active
25
$205,000$90,322 equity gap
Rate
2.81%
7.18%today
Payment
$544/mo
$896today
  • 3beds
  • 2baths
  • 1,140sqft

12368 Truax Street, Epping

505 3rd Avenue, Williston, ND, 58801 — assumable VA mortgage at 2.81%
VA
Active
66
$485,000$246,924 equity gap
Rate
2.81%
7.18%today
Payment
$1,132/mo
$1,864today
  • 4beds
  • 4baths
  • 7,713sqft

505 3rd Avenue, Williston

40001 392nd Street, Wing, ND, 58494 — assumable FHA mortgage at 2.87%
FHA
Active
29
$724,900$448,292 equity gap
Rate
2.87%
7.18%today
Payment
$1,327/mo
$2,168today
  • 4beds
  • 3baths
  • 3,000sqft

40001 392nd Street, Wing

40001 392nd Street, Wing, ND, 58494 — assumable FHA mortgage at 2.87%
FHA
Active
29
$649,900$373,292 equity gap
Rate
2.87%
7.18%today
Payment
$1,327/mo
$2,168today
  • 4beds
  • 3baths
  • 3,000sqft

40001 392nd Street, Wing

101 5th Avenue, Buchanan, ND, 58420 — assumable FHA mortgage at 2.98%
FHA
Active
44
$249,900$101,277 equity gap
Rate
2.98%
7.18%today
Payment
$708/mo
$1,141today
  • 3beds
  • 2baths
  • 1,800sqft

101 5th Avenue, Buchanan

818 Mannhaven Street ##1, Hazen, ND, 58545 — assumable VA mortgage at 3.31%
VA
Active
25
$467,400$172,065 equity gap
Rate
3.31%
7.18%today
Payment
$1,505/mo
$2,325today
  • 5beds
  • 3baths
  • 3,749sqft

818 Mannhaven Street ##1, Hazen

818 Mannhaven Street ##2, Hazen, ND, 58545 — assumable VA mortgage at 3.31%
VA
Active
26
$449,900$154,565 equity gap
Rate
3.31%
7.18%today
Payment
$1,505/mo
$2,325today
  • 5beds
  • 3baths
  • 3,749sqft

818 Mannhaven Street ##2, Hazen

2821 US Hwy 87, Billings, MT, 59101 — assumable FHA mortgage at 3.02%
FHA
Active
15
$370,000$176,307 equity gap
Rate
3.02%
7.18%today
Payment
$925/mo
$1,482today
  • 3beds
  • 2baths
  • 1,620sqft

2821 US Hwy 87, Billings

777 2nd Avenue, Dickinson, ND, 58601 — assumable FHA mortgage at 3.13%
FHA
Active
26
$312,000$134,269 equity gap
Rate
3.13%
7.18%today
Payment
$863/mo
$1,363today
  • 3beds
  • 2baths
  • 1,886sqft

777 2nd Avenue, Dickinson

3136 12th Avenue, Dickinson, ND, 58601 — assumable VA mortgage at 3.15%
VA
Active
63
$425,000$192,259 equity gap
Rate
3.15%
7.18%today
Payment
$1,158/mo
$1,826today
  • 4beds
  • 3baths
  • 2,224sqft

3136 12th Avenue, Dickinson

3405 33rd Street, Williston, ND, 58801 — assumable VA mortgage at 3.45%
VA
Active
27
$355,000$120,405 equity gap
Rate
3.45%
7.18%today
Payment
$1,210/mo
$1,836today
  • 3beds
  • 3baths
  • 1,574sqft

3405 33rd Street, Williston

1025 Socorro Place, Bismarck, ND, 58501 — assumable FHA mortgage at 3.56%
FHA
Active
33
$310,500$117,710 equity gap
Rate
3.56%
7.18%today
Payment
$1,022/mo
$1,530today
  • 3beds
  • 3baths
  • 1,547sqft

1025 Socorro Place, Bismarck

421 Roosevelt Street, Turtle Lake, ND, 58575 — assumable VA mortgage at 3.44%
VA
Active
44
$149,900$98,327 equity gap
Rate
3.44%
7.18%today
Payment
$297/mo
$451today
  • 2beds
  • 2baths
  • 1,362sqft

421 Roosevelt Street, Turtle Lake

334 2nd Avenue, Dickinson, ND, 58601 — assumable FHA mortgage at 3.77%
FHA
Active
62
$330,000$104,752 equity gap
Rate
3.77%
7.18%today
Payment
$1,222/mo
$1,783today
  • 4beds
  • 2baths
  • 2,464sqft

334 2nd Avenue, Dickinson

334 2nd Avenue, Dickinson, ND, 58601 — assumable FHA mortgage at 3.77%
FHA
Active
62
$330,000$104,752 equity gap
Rate
3.77%
7.18%today
Payment
$1,222/mo
$1,783today
  • 4beds
  • 2baths
  • 2,464sqft

334 2nd Avenue, Dickinson

5615 Border Avenue, Williston, ND, 58801 — assumable FHA mortgage at 3.50%
FHA
Active
14
$329,000$197,893 equity gap
Rate
3.50%
7.18%today
Payment
$893/mo
$1,347today
  • 3beds
  • 2baths
  • 1,456sqft

5615 Border Avenue, Williston

Assuming a mortgage in North Dakota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.31%
Lowest existing payment
$328/mo
Median cash to assume
$99,981
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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