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Assumable homes for sale in Morongo Valley, CA

47 homesFHA & VA loansrates from 2.66% vs 7.18% today

Morongo Valley assumption guide
65861 Desert View, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 3.05%
VA
Active
38
$400,000$77,776 equity gap
Rate
3.05%
7.18%today
Payment
$1,520/mo
$2,426today
  • 4beds
  • 2baths
  • 1,763sqft

65861 Desert View, Desert Hot Springs

8605 Bolero Drive, Yucca Valley, CA, 92284 — assumable VA mortgage at 3.17%
VA
Active
47
$399,000$73,457 equity gap
Rate
3.17%
7.18%today
Payment
$1,587/mo
$2,495today
  • 3beds
  • 2baths
  • 1,463sqft

8605 Bolero Drive, Yucca Valley

7515 Pinon Drive, Yucca Valley, CA, 92284 — assumable VA mortgage at 2.90%
VA
Active
43
$370,000$83,147 equity gap
Rate
2.90%
7.18%today
Payment
$1,339/mo
$2,180today
  • 3beds
  • 2baths
  • 1,726sqft

7515 Pinon Drive, Yucca Valley

7426 Del Rio Vista, Yucca Valley, CA, 92284 — assumable FHA mortgage at 2.93%
FHA
Active
21
$349,000$90,609 equity gap
Rate
2.93%
7.18%today
Payment
$1,219/mo
$1,976today
  • 2beds
  • 3baths
  • 1,241sqft

7426 Del Rio Vista, Yucca Valley

7798 Acoma Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 2.94%
FHA
Active
41
$284,000$66,987 equity gap
Rate
2.94%
7.18%today
Payment
$1,027/mo
$1,663today
  • 2beds
  • 1baths
  • 1,198sqft

7798 Acoma Trail, Yucca Valley

9739 Warwick, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 2.98%
VA
Active
18
$365,000$128,803 equity gap
Rate
2.98%
7.18%today
Payment
$1,123/mo
$1,809today
  • 3beds
  • 2baths
  • 1,632sqft

9739 Warwick, Desert Hot Springs

64159 Silver Star, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.01%
FHA
Active
30
$439,000$162,314 equity gap
Rate
3.01%
7.18%today
Payment
$1,347/mo
$2,162today
  • 3beds
  • 2baths
  • 2,229sqft

64159 Silver Star, Desert Hot Springs

12585 Maui, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.02%
FHA
Active
33
$600,000$200,825 equity gap
Rate
3.02%
7.18%today
Payment
$1,910/mo
$3,061today
  • —beds
  • —baths
  • 2,359sqft

12585 Maui, Desert Hot Springs

64222 Doral Drive, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 2.66%
VA
Active
36
$549,000$412,546 equity gap
Rate
2.66%
7.18%today
Payment
$632/mo
$1,061today
  • 3beds
  • 4baths
  • 2,244sqft

64222 Doral Drive, Desert Hot Springs

12735 Avenida Alta Loma, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.98%
FHA
Active
18
$349,000Potential short sale
Rate
4.98%
7.18%today
Payment
$2,051/mo
$2,594today
  • 3beds
  • 2baths
  • 1,624sqft

12735 Avenida Alta Loma, Desert Hot Springs

62880 Loftwood Street, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 5.10%
VA
Active
6
$410,000$14,885 equity gap
Rate
5.10%
7.18%today
Payment
$2,292/mo
$2,860today
  • 3beds
  • 2baths
  • 1,792sqft

62880 Loftwood Street, Desert Hot Springs

8510 Golden Meadow Drive, Yucca Valley, CA, 92284 — assumable VA mortgage at 5.11%
VA
Active
51
$395,000Potential short sale
Rate
5.11%
7.18%today
Payment
$2,335/mo
$2,911today
  • 3beds
  • 2baths
  • 1,264sqft

8510 Golden Meadow Drive, Yucca Valley

62915 Loftwood Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.72%
FHA
Active
16
$440,000$64,527 equity gap
Rate
4.72%
7.18%today
Payment
$2,102/mo
$2,739today
  • 3beds
  • 2baths
  • 1,792sqft

62915 Loftwood Street, Desert Hot Springs

7429 Cardillo Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 3.60%
FHA
Active
47
$519,000$319,953 equity gap
Rate
3.60%
7.18%today
Payment
$1,062/mo
$1,582today
  • 3beds
  • 2baths
  • 1,626sqft

7429 Cardillo Trail, Yucca Valley

62492 Starcross, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.64%
FHA
Active
55
$409,000$238,072 equity gap
Rate
3.64%
7.18%today
Payment
$1,009/mo
$1,497today
  • 3beds
  • 3baths
  • 2,009sqft

62492 Starcross, Desert Hot Springs

66055 Estrella, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.82%
FHA
Active
58
$610,888$467,366 equity gap
Rate
3.82%
7.18%today
Payment
$825/mo
$1,196today
  • 4beds
  • 3baths
  • 1,708sqft

66055 Estrella, Desert Hot Springs

66022 Desert View Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.97%
FHA
Active
3
$165,900$120,430 equity gap
Rate
3.97%
7.18%today
Payment
$280/mo
$399today
  • 1beds
  • 1baths
  • 400sqft

66022 Desert View Avenue, Desert Hot Springs

66435 4th Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.00%
FHA
Active
9
$185,000$185,000 equity gap
Rate
4.00%
7.18%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

66435 4th Street, Desert Hot Springs

13878 Del Ray Lane, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.98%
FHA
Active
2
$449,000$101,938 equity gap
Rate
4.98%
7.18%today
Payment
$1,998/mo
$2,528today
  • 3beds
  • 2baths
  • 1,643sqft

13878 Del Ray Lane, Desert Hot Springs

56616 Mountain View Trail, Yucca Valley, CA, 92284 — assumable VA mortgage at 6.46%
VA
Active
44
$378,000$14,392 equity gap
Rate
6.46%
7.18%today
Payment
$2,341/mo
$2,519today
  • 3beds
  • 2baths
  • 1,100sqft

56616 Mountain View Trail, Yucca Valley

12950 Beech Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.69%
FHA
Active
15
$335,000Potential short sale
Rate
6.69%
7.18%today
Payment
$2,310/mo
$2,428today
  • 3beds
  • 2baths
  • 1,479sqft

12950 Beech Avenue, Desert Hot Springs

65057 Cliff Circle, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 6.87%
VA
Active
$399,900Potential short sale
Rate
6.87%
7.18%today
Payment
$2,729/mo
$2,815today
  • 2beds
  • 2baths
  • 1,239sqft

65057 Cliff Circle, Desert Hot Springs

9861 Hoylake Road, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.99%
FHA
Active
41
$375,000$19,791 equity gap
Rate
6.99%
7.18%today
Payment
$2,421/mo
$2,468today
  • 2beds
  • 2baths
  • 1,248sqft

9861 Hoylake Road, Desert Hot Springs

11531 Pomelo Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.06%
FHA
Active
2
$449,000Potential short sale
Rate
7.06%
7.18%today
Payment
$3,056/mo
$3,093today
  • 4beds
  • 2baths
  • 2,083sqft

11531 Pomelo Drive, Desert Hot Springs

64134 Van Horn Mountains Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.40%
FHA
Active
52
$489,000$224,382 equity gap
Rate
4.40%
7.18%today
Payment
$1,581/mo
$2,138today
  • 3beds
  • 3baths
  • 1,907sqft

64134 Van Horn Mountains Street, Desert Hot Springs

9371 Brookline Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.45%
FHA
Active
53
$425,000$199,217 equity gap
Rate
4.45%
7.18%today
Payment
$1,325/mo
$1,782today
  • 3beds
  • 3baths
  • 1,813sqft

9371 Brookline Avenue, Desert Hot Springs

11630 Sky Pointe Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.02%
FHA
Active
37
$435,000$30,877 equity gap
Rate
6.02%
7.18%today
Payment
$2,559/mo
$2,885today
  • 3beds
  • 2baths
  • 1,792sqft

11630 Sky Pointe Drive, Desert Hot Springs

7100 Cholla Avenue, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.50%
FHA
Active
41
$275,000$24,750 equity gap
Rate
6.50%
7.18%today
Payment
$1,601/mo
$1,716today
  • 2beds
  • 1baths
  • 864sqft

7100 Cholla Avenue, Yucca Valley

7490 Barberry Avenue, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.82%
FHA
Active
36
$276,900$24,159 equity gap
Rate
6.82%
7.18%today
Payment
$1,702/mo
$1,765today
  • 3beds
  • 2baths
  • 1,250sqft

7490 Barberry Avenue, Yucca Valley

49440 Conejo, Morongo Valley, CA, 92256 — assumable FHA mortgage at 6.88%
FHA
Active
23
$339,900$33,990 equity gap
Rate
6.88%
7.18%today
Payment
$2,065/mo
$2,129today
  • 2beds
  • 2baths
  • 1,838sqft

49440 Conejo, Morongo Valley

66662 4th Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.50%
FHA
Active
46
$399,999$47,028 equity gap
Rate
6.50%
7.18%today
Payment
$2,327/mo
$2,494today
  • 3beds
  • 2baths
  • 1,451sqft

66662 4th Street, Desert Hot Springs

64275 Spyglass #50, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.86%
FHA
Active
12
$95,000$15,438 equity gap
Rate
6.86%
7.18%today
Payment
$534/mo
$551today
  • 2beds
  • 1baths
  • 841sqft

64275 Spyglass #50, Desert Hot Springs

11560 Crescent Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.03%
FHA
Active
49
$528,000$92,619 equity gap
Rate
7.03%
7.18%today
Payment
$2,988/mo
$3,033today
  • 4beds
  • 2baths
  • 2,088sqft

11560 Crescent Street, Desert Hot Springs

65976 Flora Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.09%
FHA
Active
41
$540,000$82,643 equity gap
Rate
7.09%
7.18%today
Payment
$3,166/mo
$3,195today
  • 4beds
  • 2baths
  • 1,763sqft

65976 Flora Avenue, Desert Hot Springs

13753 Inaja Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.09%
FHA
Active
19
$375,000$61,090 equity gap
Rate
7.09%
7.18%today
Payment
$2,175/mo
$2,195today
  • 3beds
  • 2baths
  • 1,598sqft

13753 Inaja Street, Desert Hot Springs

50720 29 Palms Highway, Morongo Valley, CA, 92256 — assumable FHA mortgage at 4.83%
FHA
Active
65
$349,000$158,897 equity gap
Rate
4.83%
7.18%today
Payment
$1,163/mo
$1,497today
  • 2beds
  • 2baths
  • 1,422sqft

50720 29 Palms Highway, Morongo Valley

Assuming a mortgage in Morongo Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$439/mo
Median cash to assume
$99,473
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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