Assumable homes for sale in La Selva Beach, CA

6 homesFHA & VA loansrates from 2.72% vs 7.18% today

La Selva Beach assumption guide
431 Loma Prieta Drive, Aptos, CA, 95003 — assumable FHA mortgage at 2.80%
FHA
Active
22
$875,000$208,319 equity gap
Rate
2.80%
7.18%today
Payment
$3,085/mo
$5,087today
  • 2beds
  • 2baths
  • 1,144sqft

431 Loma Prieta Drive, Aptos

2603 Mallory Lane, Santa Cruz, CA, 95065 — assumable VA mortgage at 3.18%
VA
Active
38
$799,000$278,073 equity gap
Rate
3.18%
7.18%today
Payment
$2,588/mo
$4,065today
  • 2beds
  • 3baths
  • 1,241sqft

2603 Mallory Lane, Santa Cruz

442 Vista Del Mar Drive, Aptos, CA, 95003 — assumable VA mortgage at 2.72%
VA
Active
63
$1,850,000$1,489,849 equity gap
Rate
2.72%
7.18%today
Payment
$1,688/mo
$2,811today
  • 4beds
  • 3baths
  • 2,937sqft

442 Vista Del Mar Drive, Aptos

7555 Sunset Way #6, Aptos, CA, 95003 — assumable FHA mortgage at 3.64%
FHA
Active
32
$499,000$41,160 equity gap
Rate
3.64%
7.18%today
Payment
$2,418/mo
$3,585today
  • 2beds
  • 2baths
  • 1,020sqft

7555 Sunset Way #6, Aptos

3336 Oneill Court, Soquel, CA, 95073 — assumable VA mortgage at 6.90%
VA
Active
44
$1,665,000$310,206 equity gap
Rate
6.90%
7.18%today
Payment
$9,240/mo
$9,504today
  • 4beds
  • 3baths
  • 2,824sqft

3336 Oneill Court, Soquel

121 Vista Prieta, Santa Cruz, CA, 95062 — assumable FHA mortgage at 6.03%
FHA
Active
22
$265,000$157,224 equity gap
Rate
6.03%
7.18%today
Payment
$1,039/mo
$1,170today
  • 2beds
  • 1baths
  • 845sqft

121 Vista Prieta, Santa Cruz

Assuming a mortgage in La Selva Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,039/mo
Median cash to assume
$243,196
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.