Assumable homes for sale in La Mesa, CA

15 homesVA & FHA loansrates from 2.68% vs 7.18% today

La Mesa assumption guide
7940 University Avenue #34, La Mesa, CA, 91942 — assumable VA mortgage at 2.68%
VA
Active
12
$420,000$105,104 equity gap
Rate
2.68%
7.18%today
Payment
$1,469/mo
$2,460today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #34, La Mesa

5700 Baltimore #106, La Mesa, CA, 91942 — assumable FHA mortgage at 2.87%
FHA
Active
21
$399,000$392,795 equity gap
Rate
2.87%
7.18%today
Payment
$6,220/mo
$6,906today
  • 1beds
  • 1baths
  • 671sqft

5700 Baltimore #106, La Mesa

3665 Grove Street #271, Lemon Grove, CA, 91945 — assumable VA mortgage at 5.30%
VA
Active
35
$459,999$15,058 equity gap
Rate
5.30%
7.18%today
Payment
$2,630/mo
$3,209today
  • 2beds
  • 2baths
  • 1,022sqft

3665 Grove Street #271, Lemon Grove

5712 Baltimore Drive #458, La Mesa, CA, 91942 — assumable FHA mortgage at 3.93%
FHA
Active
44
$380,000$286,436 equity gap
Rate
3.93%
7.18%today
Payment
$576/mo
$825today
  • —beds
  • 1baths
  • 475sqft

5712 Baltimore Drive #458, La Mesa

3504 Sequoia, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.35%
VA
Active
23
$675,000Potential short sale
Rate
6.35%
7.18%today
Payment
$4,351/mo
$4,737today
  • 4beds
  • 4baths
  • 1,755sqft

3504 Sequoia, Lemon Grove

7940 University Avenue #22, La Mesa, CA, 91942 — assumable VA mortgage at 6.46%
VA
Active
24
$449,999Potential short sale
Rate
6.46%
7.18%today
Payment
$3,099/mo
$3,335today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #22, La Mesa

7410 Caminito Carlotta, San Diego, CA, 92120 — assumable FHA mortgage at 6.85%
FHA
Active
36
$779,000$29,473 equity gap
Rate
6.85%
7.18%today
Payment
$4,986/mo
$5,155today
  • 2beds
  • 3baths
  • 1,652sqft

7410 Caminito Carlotta, San Diego

6878 Navajo Road #78, San Diego, CA, 92119 — assumable FHA mortgage at 5.25%
FHA
Active
22
$379,500$104,486 equity gap
Rate
5.25%
7.18%today
Payment
$1,622/mo
$1,990today
  • 1beds
  • 1baths
  • 654sqft

6878 Navajo Road #78, San Diego

8150 Lemon Avenue #130, La Mesa, CA, 91941 — assumable VA mortgage at 6.63%
VA
Active
29
$574,900$42,663 equity gap
Rate
6.63%
7.18%today
Payment
$3,464/mo
$3,663today
  • 2beds
  • 2baths
  • 800sqft

8150 Lemon Avenue #130, La Mesa

5715 Baltimore Drive #29, La Mesa, CA, 91942 — assumable VA mortgage at 4.51%
VA
Active
39
$689,000$304,225 equity gap
Rate
4.51%
7.18%today
Payment
$2,286/mo
$3,052today
  • 4beds
  • 3baths
  • 1,474sqft

5715 Baltimore Drive #29, La Mesa

5245 Reservoir Drive, San Diego, CA, 92115 — assumable VA mortgage at 6.31%
VA
Active
44
$750,000$120,735 equity gap
Rate
6.31%
7.18%today
Payment
$4,083/mo
$4,464today
  • 3beds
  • 2baths
  • 1,740sqft

5245 Reservoir Drive, San Diego

8710 Echo Dr, La Mesa, CA, 91941 — assumable VA mortgage at 5.54%
VA
Active
53
$1,079,000$319,929 equity gap
Rate
5.54%
7.18%today
Payment
$4,597/mo
$5,460today
  • 4beds
  • 3baths
  • 2,440sqft

8710 Echo Dr, La Mesa

5700 Baltimore Drive #81, La Mesa, CA, 91942 — assumable VA mortgage at 4.81%
VA
Active
46
$459,999$196,634 equity gap
Rate
4.81%
7.18%today
Payment
$1,612/mo
$2,079today
  • 2beds
  • 2baths
  • 1,068sqft

5700 Baltimore Drive #81, La Mesa

6955 Alvarado Road #61, San Diego, CA, 92120 — assumable VA mortgage at 6.78%
VA
Active
33
$399,999$122,380 equity gap
Rate
6.78%
7.18%today
Payment
$1,868/mo
$1,945today
  • 2beds
  • 2baths
  • 879sqft

6955 Alvarado Road #61, San Diego

7158 Purdue Ave, La Mesa, CA, 91942 — assumable FHA mortgage at 6.87%
FHA
Active
36
$849,000$346,742 equity gap
Rate
6.87%
7.18%today
Payment
$3,374/mo
$3,481today
  • 3beds
  • 2baths
  • 1,064sqft

7158 Purdue Ave, La Mesa

Assuming a mortgage in La Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$576/mo
Median cash to assume
$122,380
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.