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Assumable homes for sale in Houlton, WI

16 homesFHA & VA loansrates from 2.73% vs 7.18% today

Houlton assumption guide
171 Hanson Road, Mahtomedi, MN, 55115 — assumable VA mortgage at 3.55%
VA
Active
11
$299,900$25,919 equity gap
Rate
3.55%
7.18%today
Payment
$1,362/mo
$2,042today
  • 4beds
  • 2baths
  • 1,670sqft

171 Hanson Road, Mahtomedi

603 Prairie Drive, Hudson, WI, 54016 — assumable FHA mortgage at 2.73%
FHA
Active
28
$330,000$103,054 equity gap
Rate
2.73%
7.18%today
Payment
$1,059/mo
$1,763today
  • 4beds
  • 2baths
  • 1,464sqft

603 Prairie Drive, Hudson

4570 Neal Avenue, Stillwater, MN, 55082 — assumable VA mortgage at 2.86%
VA
Active
83
$1,875,000$1,365,443 equity gap
Rate
2.86%
7.18%today
Payment
$2,880/mo
$4,431today
  • 6beds
  • 5baths
  • 5,115sqft

4570 Neal Avenue, Stillwater

1767 Hilo Avenue, Oakdale, MN, 55128 — assumable FHA mortgage at 3.49%
FHA
Active
19
$425,000$148,937 equity gap
Rate
3.49%
7.18%today
Payment
$1,453/mo
$2,194today
  • 4beds
  • 2baths
  • 2,000sqft

1767 Hilo Avenue, Oakdale

630 Main Street #412, Stillwater, MN, 55082 — assumable FHA mortgage at 3.20%
FHA
Active
58
$695,000$617,055 equity gap
Rate
3.20%
7.18%today
Payment
$1,134/mo
$1,472today
  • 2beds
  • 2baths
  • 1,589sqft

630 Main Street #412, Stillwater

2415 Lisbon Avenue, Lake Elmo, MN, 55042 — assumable VA mortgage at 3.26%
VA
Active
63
$659,900$355,722 equity gap
Rate
3.26%
7.18%today
Payment
$1,538/mo
$2,391today
  • 5beds
  • 4baths
  • 3,422sqft

2415 Lisbon Avenue, Lake Elmo

3441 Maureen Lane, Stillwater, MN, 55082 — assumable FHA mortgage at 3.42%
FHA
Active
64
$335,000$171,072 equity gap
Rate
3.42%
7.18%today
Payment
$939/mo
$1,430today
  • 3beds
  • 3baths
  • 1,822sqft

3441 Maureen Lane, Stillwater

415 Seeley Street, Stillwater, MN, 55082 — assumable FHA mortgage at 3.42%
FHA
Active
28
$350,000$197,586 equity gap
Rate
3.42%
7.18%today
Payment
$873/mo
$1,330today
  • 2beds
  • 2baths
  • 1,024sqft

415 Seeley Street, Stillwater

11756 Upper 31st Street, Lake Elmo, MN, 55042 — assumable VA mortgage at 4.98%
VA
Active
45
$565,000$53,832 equity gap
Rate
4.98%
7.18%today
Payment
$2,939/mo
$3,717today
  • 5beds
  • 3baths
  • 3,004sqft

11756 Upper 31st Street, Lake Elmo

1252 Rolling Hills Trail, Hudson, WI, 54016 — assumable FHA mortgage at 3.70%
FHA
Active
53
$679,900$446,494 equity gap
Rate
3.70%
7.18%today
Payment
$1,246/mo
$1,834today
  • 4beds
  • 2baths
  • 2,670sqft

1252 Rolling Hills Trail, Hudson

316 Prairie Way, Bayport, MN, 55003 — assumable FHA mortgage at 3.73%
FHA
Active
46
$555,000$233,003 equity gap
Rate
3.73%
7.18%today
Payment
$1,724/mo
$2,528today
  • 3beds
  • 3baths
  • 2,134sqft

316 Prairie Way, Bayport

5919 Oldfield Avenue, Stillwater, MN, 55082 — assumable FHA mortgage at 6.66%
FHA
Active
8
$314,000$3,987 equity gap
Rate
6.66%
7.18%today
Payment
$2,051/mo
$2,162today
  • 3beds
  • 1baths
  • 1,458sqft

5919 Oldfield Avenue, Stillwater

4043 Heath Lane, Oakdale, MN, 55128 — assumable VA mortgage at 6.93%
VA
Active
59
$559,900$14,144 equity gap
Rate
6.93%
7.18%today
Payment
$3,666/mo
$3,760today
  • 4beds
  • 3baths
  • 2,487sqft

4043 Heath Lane, Oakdale

360 144th Avenue, Houlton, WI, 54082 — assumable FHA mortgage at 5.07%
FHA
Active
61
$725,000$508,575 equity gap
Rate
5.07%
7.18%today
Payment
$1,889/mo
$2,365today
  • 6beds
  • 3baths
  • 2,728sqft

360 144th Avenue, Houlton

2432 Henslow Court, Oakdale, MN, 55128 — assumable FHA mortgage at 6.14%
FHA
Active
28
$379,900$359,647 equity gap
Rate
6.14%
7.18%today
Payment
$137/mo
$151today
  • 4beds
  • 2baths
  • 1,800sqft

2432 Henslow Court, Oakdale

493 Prairie Lane, Hudson, WI, 54016 — assumable FHA mortgage at 6.34%
FHA
Active
79
$825,000$362,105 equity gap
Rate
6.34%
7.18%today
Payment
$2,911/mo
$3,172today
  • 4beds
  • 3baths
  • 2,454sqft

493 Prairie Lane, Hudson

Assuming a mortgage in Houlton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$873/mo
Median cash to assume
$215,294
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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