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Assumable homes for sale in Gracey, KY

24 homesVA & FHA loansrates from 3.11% vs 7.18% today

Gracey assumption guide
6730 Pierce Ln, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.11%
FHA
Active
65
$449,900$151,896 equity gap
Rate
3.11%
7.18%today
Payment
$1,415/mo
$2,242today
  • 3beds
  • 3baths
  • 1,912sqft

6730 Pierce Ln, Hopkinsville

614 Ashbury Cir, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.17%
FHA
Active
42
$294,900$129,991 equity gap
Rate
3.17%
7.18%today
Payment
$804/mo
$1,264today
  • 3beds
  • 2baths
  • 1,948sqft

614 Ashbury Cir, Hopkinsville

134 Marcal Dr, Cadiz, KY, 42211 — assumable VA mortgage at 3.42%
VA
Active
42
$360,000$242,061 equity gap
Rate
3.42%
7.18%today
Payment
$772/mo
$1,176today
  • 4beds
  • 3baths
  • 2,086sqft

134 Marcal Dr, Cadiz

1810 Valley View Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 3.52%
VA
Active
43
$294,000$195,686 equity gap
Rate
3.52%
7.18%today
Payment
$650/mo
$979today
  • 3beds
  • 2baths
  • 1,550sqft

1810 Valley View Dr, Hopkinsville

603 Las Vegas Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.23%
VA
Active
19
$199,900$27,839 equity gap
Rate
5.23%
7.18%today
Payment
$1,015/mo
$1,247today
  • 3beds
  • 2baths
  • 1,427sqft

603 Las Vegas Dr, Hopkinsville

99 Dogwood Dr, Cadiz, KY, 42211 — assumable VA mortgage at 5.30%
VA
Active
67
$319,000$49,033 equity gap
Rate
5.30%
7.18%today
Payment
$1,596/mo
$1,947today
  • 4beds
  • 3baths
  • 2,562sqft

99 Dogwood Dr, Cadiz

2634 Cox Mill Rd, Hopkinsville, KY, 42240 — assumable VA mortgage at 4.16%
VA
Active
42
$279,999$143,975 equity gap
Rate
4.16%
7.18%today
Payment
$722/mo
$1,005today
  • 3beds
  • 3baths
  • 1,843sqft

2634 Cox Mill Rd, Hopkinsville

54 Victoria Dr, Cadiz, KY, 42211 — assumable VA mortgage at 4.20%
VA
Active
38
$260,000$129,483 equity gap
Rate
4.20%
7.18%today
Payment
$794/mo
$1,100today
  • 3beds
  • 2baths
  • 1,583sqft

54 Victoria Dr, Cadiz

1005 Mill Run Ct, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.50%
VA
Active
34
$229,000Potential short sale
Rate
6.50%
7.18%today
Payment
$1,498/mo
$1,605today
  • 3beds
  • 2baths
  • 1,375sqft

1005 Mill Run Ct, Hopkinsville

770 Quisenberry Ln, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.09%
VA
Active
47
$340,000$29,411 equity gap
Rate
6.09%
7.18%today
Payment
$1,926/mo
$2,155today
  • 4beds
  • 2baths
  • 1,800sqft

770 Quisenberry Ln, Hopkinsville

701 Pineridge Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.76%
VA
Active
54
$234,000$20,432 equity gap
Rate
7.76%
7.18%today
Payment
$1,575/mo
$1,488today
  • 3beds
  • 2baths
  • 1,592sqft

701 Pineridge Dr, Hopkinsville

3662 Steeplechase Ln, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.00%
VA
Active
44
$429,900$52,600 equity gap
Rate
6.00%
7.18%today
Payment
$3,460/mo
$3,727today
  • 4beds
  • 2baths
  • 2,249sqft

3662 Steeplechase Ln, Hopkinsville

426 Colonial Ter, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.09%
VA
Active
31
$215,000$28,270 equity gap
Rate
6.09%
7.18%today
Payment
$1,159/mo
$1,297today
  • 3beds
  • 2baths
  • 1,012sqft

426 Colonial Ter, Hopkinsville

918 Sanderson Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.58%
VA
Active
99
$335,000$52,502 equity gap
Rate
6.58%
7.18%today
Payment
$1,822/mo
$1,937today
  • 3beds
  • 3baths
  • 2,451sqft

918 Sanderson Dr, Hopkinsville

937 Hurst Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.60%
VA
Active
49
$320,000$42,926 equity gap
Rate
6.60%
7.18%today
Payment
$1,826/mo
$1,937today
  • 3beds
  • 2baths
  • 2,137sqft

937 Hurst Dr, Hopkinsville

535 Fox Chase Ct, Hopkinsville, KY, 42240 — assumable FHA mortgage at 6.69%
FHA
Active
30
$213,000$41,733 equity gap
Rate
6.69%
7.18%today
Payment
$1,139/mo
$1,197today
  • 3beds
  • 2baths
  • 1,250sqft

535 Fox Chase Ct, Hopkinsville

910 Sanderson Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.10%
VA
Active
57
$441,500$176,109 equity gap
Rate
5.10%
7.18%today
Payment
$1,547/mo
$1,930today
  • 5beds
  • 3baths
  • 3,411sqft

910 Sanderson Dr, Hopkinsville

3880 Witty Ln, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.50%
VA
Active
49
$419,900$101,958 equity gap
Rate
6.50%
7.18%today
Payment
$2,023/mo
$2,168today
  • 3beds
  • 3baths
  • 2,540sqft

3880 Witty Ln, Hopkinsville

2152 Main St, Cadiz, KY, 42211 — assumable VA mortgage at 6.73%
VA
Active
41
$335,000$87,807 equity gap
Rate
6.73%
7.18%today
Payment
$1,666/mo
$1,744today
  • 4beds
  • 3baths
  • 2,400sqft

2152 Main St, Cadiz

2921 Pawnee Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.52%
VA
Active
28
$99,900Potential short sale
Rate
5.52%
7.18%today
Payment
$611/mo
$728today
  • 2beds
  • 2baths
  • 1,000sqft

2921 Pawnee Dr, Hopkinsville

3303 Greenwood Dr, Hopkinsville, KY, 42240 — assumable FHA mortgage at 6.03%
FHA
Active
3
$224,900$165,789 equity gap
Rate
6.03%
7.18%today
Payment
$583/mo
$657today
  • 4beds
  • 2baths
  • 1,494sqft

3303 Greenwood Dr, Hopkinsville

20 Robin Rd, Hopkinsville, KY, 42240 — assumable FHA mortgage at 6.05%
FHA
Active
24
$224,900$174,436 equity gap
Rate
6.05%
7.18%today
Payment
$499/mo
$560today
  • 3beds
  • 2baths
  • 1,055sqft

20 Robin Rd, Hopkinsville

622 Vass Ln, Hopkinsville, KY, 42240 — assumable FHA mortgage at 7.20%
FHA
Active
17
$170,000$100,885 equity gap
Rate
7.20%
7.18%today
Payment
$483/mo
$483today
  • 3beds
  • 1baths
  • 1,368sqft

622 Vass Ln, Hopkinsville

612 Deepwood Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.57%
VA
Active
53
$415,000$220,712 equity gap
Rate
7.57%
7.18%today
Payment
$1,408/mo
$1,355today
  • 3beds
  • 3baths
  • 3,068sqft

612 Deepwood Dr, Hopkinsville

Assuming a mortgage in Gracey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
3.11%
Lowest existing payment
$483/mo
Median cash to assume
$101,421
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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