Assumable homes for sale in Garden City, ID

9 homesVA & FHA loansrates from 3.76% vs 7.18% today

Garden City assumption guide
5591 Marlboro Ave., Boise, ID, 83714 — assumable VA mortgage at 3.89%
VA
Active
36
$479,900$75,288 equity gap
Rate
3.89%
7.18%today
Payment
$2,037/mo
$2,953today
  • 3beds
  • 2baths
  • 1,456sqft

5591 Marlboro Ave., Boise

8377 Willowdale Drive, Garden City, ID, 83714 — assumable VA mortgage at 3.76%
VA
Active
25
$473,900$122,900 equity gap
Rate
3.76%
7.18%today
Payment
$1,785/mo
$2,608today
  • 2beds
  • 2baths
  • 1,498sqft

8377 Willowdale Drive, Garden City

6091 Willowdale Pl, Garden City, ID, 83714 — assumable VA mortgage at 4.72%
VA
Active
49
$580,000$194,823 equity gap
Rate
4.72%
7.18%today
Payment
$2,160/mo
$2,814today
  • 4beds
  • 2baths
  • 1,837sqft

6091 Willowdale Pl, Garden City

9905 Granger Ave, Boise, ID, 83704 — assumable VA mortgage at 6.12%
VA
Active
31
$424,900$38,823 equity gap
Rate
6.12%
7.18%today
Payment
$2,399/mo
$2,676today
  • 4beds
  • 2baths
  • 1,748sqft

9905 Granger Ave, Boise

4306 Jennifer Pl, Boise, ID, 83704 — assumable VA mortgage at 7.10%
VA
Active
50
$474,999$43,782 equity gap
Rate
7.10%
7.18%today
Payment
$2,970/mo
$2,994today
  • 3beds
  • 2baths
  • 2,089sqft

4306 Jennifer Pl, Boise

5406 Mitchell St, Boise, ID, 83704 — assumable FHA mortgage at 6.67%
FHA
Active
39
$495,000$80,479 equity gap
Rate
6.67%
7.18%today
Payment
$2,748/mo
$2,893today
  • 4beds
  • 2baths
  • 1,512sqft

5406 Mitchell St, Boise

8211 Cory Ct., Boise, ID, 83704 — assumable VA mortgage at 4.83%
VA
Active
20
$424,900$270,234 equity gap
Rate
4.83%
7.18%today
Payment
$946/mo
$1,218today
  • 3beds
  • 2baths
  • 1,459sqft

8211 Cory Ct., Boise

7741 N Dodgin Ave, Boise, ID, 83714 — assumable FHA mortgage at 5.50%
FHA
Active
47
$520,000$496,498 equity gap
Rate
5.50%
7.18%today
Payment
$840/mo
$983today
  • 4beds
  • 2baths
  • 1,893sqft

7741 N Dodgin Ave, Boise

4759 Buckboard Ave, Boise, ID, 83713 — assumable FHA mortgage at 6.80%
FHA
Active
38
$445,000$399,234 equity gap
Rate
6.80%
7.18%today
Payment
$823/mo
$855today
  • 3beds
  • 2baths
  • 1,488sqft

4759 Buckboard Ave, Boise

Assuming a mortgage in Garden City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
3.76%
Lowest existing payment
$823/mo
Median cash to assume
$122,900
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.