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Assumable homes for sale in Garden City, ID

85 homesVA & FHA loansrates from 2.52% vs 7.18% today

Garden City assumption guide
4263 Da Vinci Way, Meridian, ID, 83642 — assumable VA mortgage at 3.22%
VATop pick
Active
16
$740,000Potential short sale
Rate
3.22%
7.18%today
Payment
$3,685/mo
$5,758today
  • 5beds
  • 4baths
  • 3,287sqft

4263 Da Vinci Way, Meridian

8374 W Falling Star St, Boise, ID, 83709 — assumable FHA mortgage at 2.77%
FHA
Active
48
$399,900$45,679 equity gap
Rate
2.77%
7.18%today
Payment
$1,638/mo
$2,711today
  • 3beds
  • 2baths
  • 1,383sqft

8374 W Falling Star St, Boise

1997 Gull Cove Pl, Meridian, ID, 83642 — assumable FHA mortgage at 2.87%
FHA
Active
45
$424,900$80,904 equity gap
Rate
2.87%
7.18%today
Payment
$1,608/mo
$2,627today
  • 3beds
  • 2baths
  • 1,421sqft

1997 Gull Cove Pl, Meridian

1318 Wright Ct, Boise, ID, 83705 — assumable VA mortgage at 2.87%
VA
Active
24
$349,000$45,282 equity gap
Rate
2.87%
7.18%today
Payment
$1,423/mo
$2,325today
  • 2beds
  • 3baths
  • 1,181sqft

1318 Wright Ct, Boise

412 S 13th Street #110, Boise, ID, 83702 — assumable VA mortgage at 2.74%
VA
Active
30
$399,900$103,058 equity gap
Rate
2.74%
7.18%today
Payment
$1,387/mo
$2,305today
  • 1beds
  • 2baths
  • 1,055sqft

412 S 13th Street #110, Boise

9654 W Carolina Drive, Boise, ID, 83709 — assumable VA mortgage at 3.07%
VA
Active
44
$634,900$163,106 equity gap
Rate
3.07%
7.18%today
Payment
$2,240/mo
$3,567today
  • 4beds
  • 3baths
  • 2,344sqft

9654 W Carolina Drive, Boise

545 Whitehall St, Meridian, ID, 83642 — assumable VA mortgage at 3.22%
VA
Active
44
$825,000$243,070 equity gap
Rate
3.22%
7.18%today
Payment
$2,796/mo
$4,369today
  • 4beds
  • 3baths
  • 3,141sqft

545 Whitehall St, Meridian

5591 Marlboro Ave., Boise, ID, 83714 — assumable VA mortgage at 3.89%
VA
Active
36
$479,900$75,288 equity gap
Rate
3.89%
7.18%today
Payment
$2,037/mo
$2,953today
  • 3beds
  • 2baths
  • 1,456sqft

5591 Marlboro Ave., Boise

4028 Quenzer Way, Meridian, ID, 83646 — assumable VA mortgage at 2.73%
VA
Active
48
$780,000$247,958 equity gap
Rate
2.73%
7.18%today
Payment
$2,484/mo
$4,132today
  • 4beds
  • 3baths
  • 3,326sqft

4028 Quenzer Way, Meridian

188 Halpin St, Meridian, ID, 83646 — assumable VA mortgage at 2.98%
VA
Active
43
$434,990$149,242 equity gap
Rate
2.98%
7.18%today
Payment
$1,355/mo
$2,183today
  • 3beds
  • 3baths
  • 1,730sqft

188 Halpin St, Meridian

4148 Cleary St, Meridian, ID, 83642 — assumable FHA mortgage at 3.12%
FHA
Active
49
$815,000$246,955 equity gap
Rate
3.12%
7.18%today
Payment
$2,706/mo
$4,281today
  • 4beds
  • 3baths
  • 2,656sqft

4148 Cleary St, Meridian

8377 Willowdale Drive, Garden City, ID, 83714 — assumable VA mortgage at 3.76%
VA
Active
25
$473,900$122,900 equity gap
Rate
3.76%
7.18%today
Payment
$1,785/mo
$2,608today
  • 2beds
  • 2baths
  • 1,498sqft

8377 Willowdale Drive, Garden City

826 Beachwood St, Eagle, ID, 83616 — assumable FHA mortgage at 2.52%
FHA
Active
40
$599,000$462,019 equity gap
Rate
2.52%
7.18%today
Payment
$1,419/mo
$1,931today
  • 6beds
  • 3baths
  • 2,852sqft

826 Beachwood St, Eagle

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$699,000$493,908 equity gap
Rate
2.58%
7.18%today
Payment
$868/mo
$1,473today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$699,000$493,908 equity gap
Rate
2.58%
7.18%today
Payment
$868/mo
$1,473today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

11855 W Dickens Dr, Boise, ID, 83709 — assumable VA mortgage at 2.71%
VA
Active
32
$445,000$300,380 equity gap
Rate
2.71%
7.18%today
Payment
$677/mo
$1,129today
  • 3beds
  • 2baths
  • 1,390sqft

11855 W Dickens Dr, Boise

519 Trunnel Ave, Meridian, ID, 83642 — assumable VA mortgage at 2.73%
VA
Active
46
$799,900$395,199 equity gap
Rate
2.73%
7.18%today
Payment
$1,889/mo
$3,143today
  • 4beds
  • 4baths
  • 2,830sqft

519 Trunnel Ave, Meridian

2150 N Eureka Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.87%
VA
Active
31
$459,900$189,041 equity gap
Rate
2.87%
7.18%today
Payment
$1,263/mo
$2,064today
  • 3beds
  • 2baths
  • 1,616sqft

2150 N Eureka Ave, Meridian

1901 Stream Pointe Ln, Eagle, ID, 83616 — assumable VA mortgage at 2.93%
VA
Active
43
$750,000$308,233 equity gap
Rate
2.93%
7.18%today
Payment
$2,133/mo
$3,458today
  • 3beds
  • 3baths
  • 2,840sqft

1901 Stream Pointe Ln, Eagle

1052 Sicily, Meridian, ID, 83642 — assumable FHA mortgage at 2.96%
FHA
Active
37
$539,900$286,712 equity gap
Rate
2.96%
7.18%today
Payment
$1,204/mo
$1,944today
  • 4beds
  • 3baths
  • 2,600sqft

1052 Sicily, Meridian

4986 S Tinker Ave, Boise, ID, 83709 — assumable FHA mortgage at 3.01%
FHA
Active
37
$509,900$207,113 equity gap
Rate
3.01%
7.18%today
Payment
$1,478/mo
$2,371today
  • 4beds
  • 3baths
  • 2,039sqft

4986 S Tinker Ave, Boise

3941 Berghan St, Meridian, ID, 83642 — assumable VA mortgage at 3.05%
VA
Active
24
$569,900$244,672 equity gap
Rate
3.05%
7.18%today
Payment
$1,568/mo
$2,504today
  • 4beds
  • 2baths
  • 1,846sqft

3941 Berghan St, Meridian

3062 Tusa St, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
20
$675,000$309,230 equity gap
Rate
3.08%
7.18%today
Payment
$1,766/mo
$2,808today
  • 4beds
  • 3baths
  • 2,608sqft

3062 Tusa St, Meridian

645 Ionia Dr, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
48
$525,000$224,974 equity gap
Rate
3.08%
7.18%today
Payment
$1,448/mo
$2,303today
  • 3beds
  • 2baths
  • 1,620sqft

645 Ionia Dr, Meridian

3738 Hollymount Way, Meridian, ID, 83646 — assumable VA mortgage at 3.16%
VA
Active
29
$624,900$616,532 equity gap
Rate
3.16%
7.18%today
Payment
$1,408/mo
$1,832today
  • 3beds
  • 2baths
  • 2,303sqft

3738 Hollymount Way, Meridian

10028 Cayuse Ln., Boise, ID, 83714 — assumable FHA mortgage at 3.22%
FHA
Active
48
$819,000$375,470 equity gap
Rate
3.22%
7.18%today
Payment
$2,131/mo
$3,330today
  • 4beds
  • 2baths
  • 1,792sqft

10028 Cayuse Ln., Boise

1469 Willowbrook Ct, Meridian, ID, 83646 — assumable FHA mortgage at 3.28%
FHA
Active
33
$395,000$174,491 equity gap
Rate
3.28%
7.18%today
Payment
$1,115/mo
$1,729today
  • 2beds
  • 2baths
  • 1,281sqft

1469 Willowbrook Ct, Meridian

11086 Morela Drive, Boise, ID, 83709 — assumable VA mortgage at 3.64%
VA
Active
43
$549,000$200,303 equity gap
Rate
3.64%
7.18%today
Payment
$1,846/mo
$2,737today
  • 3beds
  • 3baths
  • 2,084sqft

11086 Morela Drive, Boise

1864 Meadow Creek Dr, Meridian, ID, 83646 — assumable VA mortgage at 3.49%
VA
Active
45
$699,900$442,645 equity gap
Rate
3.49%
7.18%today
Payment
$1,335/mo
$2,017today
  • 5beds
  • 3baths
  • 3,357sqft

1864 Meadow Creek Dr, Meridian

4054 Beaham Pl, Meridian, ID, 83646 — assumable VA mortgage at 3.60%
VA
Active
50
$685,000$515,993 equity gap
Rate
3.60%
7.18%today
Payment
$1,155/mo
$1,721today
  • 4beds
  • 3baths
  • 3,005sqft

4054 Beaham Pl, Meridian

9401 Stonehill Ct, Boise, ID, 83709 — assumable VA mortgage at 3.65%
VA
Active
33
$559,900$239,217 equity gap
Rate
3.65%
7.18%today
Payment
$1,699/mo
$2,516today
  • 5beds
  • 3baths
  • 2,640sqft

9401 Stonehill Ct, Boise

3034 Neff St, Boise, ID, 83703 — assumable FHA mortgage at 3.69%
FHA
Active
25
$515,000$413,438 equity gap
Rate
3.69%
7.18%today
Payment
$632/mo
$931today
  • 3beds
  • 1baths
  • 1,174sqft

3034 Neff St, Boise

284 Eagle Glen Ln, Eagle, ID, 83616 — assumable FHA mortgage at 3.70%
FHA
Active
28
$324,900$202,400 equity gap
Rate
3.70%
7.18%today
Payment
$657/mo
$967today
  • 2beds
  • 2baths
  • 960sqft

284 Eagle Glen Ln, Eagle

4601 Copper Point Dr, Meridian, ID, 83642 — assumable VA mortgage at 5.10%
VA
Active
43
$840,000$94,672 equity gap
Rate
5.10%
7.18%today
Payment
$4,331/mo
$5,403today
  • 3beds
  • 3baths
  • 2,533sqft

4601 Copper Point Dr, Meridian

400 Carlton, Meridian, ID, 83642 — assumable VA mortgage at 5.10%
VA
Active
38
$387,500$39,223 equity gap
Rate
5.10%
7.18%today
Payment
$2,027/mo
$2,529today
  • 3beds
  • 2baths
  • 1,404sqft

400 Carlton, Meridian

6053 Hope, Meridian, ID, 83642 — assumable FHA mortgage at 5.40%
FHA
Active
19
$579,900$29,482 equity gap
Rate
5.40%
7.18%today
Payment
$3,119/mo
$3,763today
  • 4beds
  • 3baths
  • 2,302sqft

6053 Hope, Meridian

Assuming a mortgage in Garden City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.52%
Lowest existing payment
$557/mo
Median cash to assume
$207,113
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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