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Assumable homes for sale in El Paso, TX

97 homesVA & FHA loansrates from 1.60% vs 7.18% today

El Paso assumption guide
2508 PLAYA, El Paso, TX, 79938 — assumable VA mortgage at 2.87%
VA
Active
45
$259,900$59,884 equity gap
Rate
2.87%
7.18%today
Payment
$933/mo
$1,524today
  • 4beds
  • 2baths
  • 2,078sqft

2508 PLAYA, El Paso

3080 STORMY POINT Drive, El Paso, TX, 79938 — assumable VA mortgage at 2.87%
VA
Active
41
$350,000$88,352 equity gap
Rate
2.87%
7.18%today
Payment
$1,223/mo
$1,998today
  • 4beds
  • 3baths
  • 2,219sqft

3080 STORMY POINT Drive, El Paso

2156 THOMAS LACKLAND Street, El Paso, TX, 79938 — assumable VA mortgage at 3.00%
VA
Active
47
$319,000$73,629 equity gap
Rate
3.00%
7.18%today
Payment
$1,169/mo
$1,878today
  • 4beds
  • 3baths
  • 2,575sqft

2156 THOMAS LACKLAND Street, El Paso

2605 MIKE PRICE Drive, El Paso, TX, 79938 — assumable VA mortgage at 3.01%
VA
Active
51
$375,000$111,553 equity gap
Rate
3.01%
7.18%today
Payment
$1,245/mo
$1,998today
  • 4beds
  • 3baths
  • 2,468sqft

2605 MIKE PRICE Drive, El Paso

2209 Glitter Point, El Paso, TX, 79938 — assumable VA mortgage at 3.56%
VA
Active
34
$269,950$27,850 equity gap
Rate
3.56%
7.18%today
Payment
$1,205/mo
$1,804today
  • 3beds
  • 2baths
  • 1,943sqft

2209 Glitter Point, El Paso

14589 FRIESIAN Trail, El Paso, TX, 79938 — assumable VA mortgage at 3.07%
VA
Active
56
$239,999$63,227 equity gap
Rate
3.07%
7.18%today
Payment
$837/mo
$1,333today
  • 3beds
  • 3baths
  • 1,708sqft

14589 FRIESIAN Trail, El Paso

14633 Ciambriello Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 3.09%
FHA
Active
35
$314,950$73,346 equity gap
Rate
3.09%
7.18%today
Payment
$1,149/mo
$1,826today
  • 4beds
  • 3baths
  • 2,213sqft

14633 Ciambriello Avenue, El Paso

14513 PETRALIA Avenue, El Paso, TX, 79938 — assumable VA mortgage at 2.78%
VA
Active
76
$339,950$111,886 equity gap
Rate
2.78%
7.18%today
Payment
$1,078/mo
$1,782today
  • 4beds
  • 3baths
  • 2,136sqft

14513 PETRALIA Avenue, El Paso

12776 TIERRA SONORA Drive, El Paso, TX, 79938 — assumable VA mortgage at 2.88%
VA
Active
67
$290,000$100,635 equity gap
Rate
2.88%
7.18%today
Payment
$907/mo
$1,480today
  • 3beds
  • 3baths
  • 1,891sqft

12776 TIERRA SONORA Drive, El Paso

3640 Rachel Crystel Place, El Paso, TX, 79938 — assumable VA mortgage at 2.97%
VA
Active
29
$289,900$105,410 equity gap
Rate
2.97%
7.18%today
Payment
$882/mo
$1,423today
  • 4beds
  • 3baths
  • 2,135sqft

3640 Rachel Crystel Place, El Paso

14885 Orsten Artis Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 3.18%
FHA
Active
47
$325,000$117,111 equity gap
Rate
3.18%
7.18%today
Payment
$1,038/mo
$1,630today
  • 4beds
  • 3baths
  • 1,874sqft

14885 Orsten Artis Avenue, El Paso

14253 HUNTER CREEK Drive, El Paso, TX, 79938 — assumable FHA mortgage at 0.38%
FHA
Active
26
$440,000$304,116 equity gap
Rate
0.38%
7.18%today
Payment
$719/mo
$1,656today
  • 3beds
  • 3baths
  • 2,415sqft

14253 HUNTER CREEK Drive, El Paso

14632 LIPIZZAN Court, El Paso, TX, 79938 — assumable VA mortgage at 1.60%
VA
Active
53
$250,000$136,586 equity gap
Rate
1.60%
7.18%today
Payment
$598/mo
$1,157today
  • 3beds
  • 2baths
  • 1,657sqft

14632 LIPIZZAN Court, El Paso

2705 SNOWY ROCK Place, El Paso, TX, 79938 — assumable VA mortgage at 1.66%
VA
Active
24
$220,000$133,235 equity gap
Rate
1.66%
7.18%today
Payment
$465/mo
$893today
  • 3beds
  • 3baths
  • 1,592sqft

2705 SNOWY ROCK Place, El Paso

12464 TIERRA NOGAL Drive, El Paso, TX, 79938 — assumable VA mortgage at 2.25%
VA
Active
62
$350,000$212,613 equity gap
Rate
2.25%
7.18%today
Payment
$716/mo
$1,269today
  • 4beds
  • 3baths
  • 2,284sqft

12464 TIERRA NOGAL Drive, El Paso

2064 ROBERT MINNIE, El Paso, TX, 79938 — assumable VA mortgage at 2.72%
VA
Active
43
$258,900$107,264 equity gap
Rate
2.72%
7.18%today
Payment
$712/mo
$1,187today
  • 3beds
  • 2baths
  • 2,135sqft

2064 ROBERT MINNIE, El Paso

2801 MARIA CASAS Street, El Paso, TX, 79938 — assumable FHA mortgage at 2.81%
FHA
Active
19
$280,000$192,164 equity gap
Rate
2.81%
7.18%today
Payment
$419/mo
$689today
  • 3beds
  • 3baths
  • 2,035sqft

2801 MARIA CASAS Street, El Paso

14260 SMOKEY POINT Drive, El Paso, TX, 79938 — assumable FHA mortgage at 2.81%
FHA
Active
22
$244,900$103,026 equity gap
Rate
2.81%
7.18%today
Payment
$667/mo
$1,098today
  • 3beds
  • 2baths
  • 1,628sqft

14260 SMOKEY POINT Drive, El Paso

3228 EMERALD POINT Drive, El Paso, TX, 79938 — assumable VA mortgage at 2.88%
VA
Active
44
$294,950$140,615 equity gap
Rate
2.88%
7.18%today
Payment
$722/mo
$1,179today
  • 5beds
  • 3baths
  • 2,754sqft

3228 EMERALD POINT Drive, El Paso

3116 Lookout Point Drive, El Paso, TX, 79938 — assumable FHA mortgage at 3.01%
FHA
Active
64
$515,000$484,246 equity gap
Rate
3.01%
7.18%today
Payment
$200/mo
$287today
  • 5beds
  • 3baths
  • 3,097sqft

3116 Lookout Point Drive, El Paso

14940 TIM HARDAWAY, El Paso, TX, 79938 — assumable VA mortgage at 3.10%
VA
Active
38
$350,000$323,259 equity gap
Rate
3.10%
7.18%today
Payment
$137/mo
$211today
  • 4beds
  • 3baths
  • 3,173sqft

14940 TIM HARDAWAY, El Paso

14325 ARABIAN POINT, El Paso, TX, 79938 — assumable VA mortgage at 3.18%
VA
Active
62
$324,900$189,330 equity gap
Rate
3.18%
7.18%today
Payment
$677/mo
$1,063today
  • 4beds
  • 3baths
  • 2,679sqft

14325 ARABIAN POINT, El Paso

12741 TIERRA MONJE Lane, El Paso, TX, 79938 — assumable FHA mortgage at 3.26%
FHA
Active
49
$349,000$179,388 equity gap
Rate
3.26%
7.18%today
Payment
$856/mo
$1,330today
  • 4beds
  • 3baths
  • 2,535sqft

12741 TIERRA MONJE Lane, El Paso

12862 HUECO HILL Drive, El Paso, TX, 79938 — assumable FHA mortgage at 3.31%
FHA
Active
20
$251,900$163,920 equity gap
Rate
3.31%
7.18%today
Payment
$446/mo
$689today
  • 3beds
  • 2baths
  • 1,694sqft

12862 HUECO HILL Drive, El Paso

3017 WOODHEAD, El Paso, TX, 79938 — assumable VA mortgage at 3.33%
VA
Active
54
$265,000$127,813 equity gap
Rate
3.33%
7.18%today
Payment
$697/mo
$1,074today
  • 3beds
  • 2baths
  • 1,675sqft

3017 WOODHEAD, El Paso

3165 Destiny Point Drive, El Paso, TX, 79938 — assumable VA mortgage at 3.35%
VA
Active
25
$510,000$336,265 equity gap
Rate
3.35%
7.18%today
Payment
$1,148/mo
$1,764today
  • 5beds
  • 3baths
  • 3,198sqft

3165 Destiny Point Drive, El Paso

12517 ROBERT DAVID Drive, El Paso, TX, 79928 — assumable FHA mortgage at 3.37%
FHA
Active
29
$209,000$172,232 equity gap
Rate
3.37%
7.18%today
Payment
$243/mo
$373today
  • 3beds
  • 2baths
  • 1,166sqft

12517 ROBERT DAVID Drive, El Paso

14516 TIERRA RESORT Avenue, El Paso, TX, 79938 — assumable VA mortgage at 4.17%
VA
Active
59
$575,000$149,767 equity gap
Rate
4.17%
7.18%today
Payment
$2,243/mo
$3,118today
  • 4beds
  • 3baths
  • 2,346sqft

14516 TIERRA RESORT Avenue, El Paso

12516 TIERRA PADRE Lane, El Paso, TX, 79938 — assumable VA mortgage at 4.72%
VA
Active
25
$273,000$52,075 equity gap
Rate
4.72%
7.18%today
Payment
$1,239/mo
$1,614today
  • 4beds
  • 3baths
  • 1,911sqft

12516 TIERRA PADRE Lane, El Paso

14916 TIERRA ELIANA Avenue, El Paso, TX, 79938 — assumable VA mortgage at 4.72%
VA
Active
28
$240,000$41,814 equity gap
Rate
4.72%
7.18%today
Payment
$1,111/mo
$1,448today
  • 3beds
  • 2baths
  • 1,566sqft

14916 TIERRA ELIANA Avenue, El Paso

14929 MIKE A MENDOZA Avenue, El Paso, TX, 79938 — assumable VA mortgage at 5.22%
VA
Active
48
$249,999Potential short sale
Rate
5.22%
7.18%today
Payment
$1,489/mo
$1,833today
  • 4beds
  • 2baths
  • 1,614sqft

14929 MIKE A MENDOZA Avenue, El Paso

12677 TIERRA ALEXIS Drive, El Paso, TX, 79938 — assumable FHA mortgage at 3.47%
FHA
Active
52
$312,000$144,919 equity gap
Rate
3.47%
7.18%today
Payment
$865/mo
$1,310today
  • 4beds
  • 3baths
  • 2,747sqft

12677 TIERRA ALEXIS Drive, El Paso

3111 AMISTOSO Street, El Paso, TX, 79938 — assumable FHA mortgage at 3.49%
FHA
Active
32
$284,999$256,022 equity gap
Rate
3.49%
7.18%today
Payment
$1,252/mo
$1,593today
  • 4beds
  • 3baths
  • 2,042sqft

3111 AMISTOSO Street, El Paso

14008 SANDY POINT Lane, El Paso, TX, 79938 — assumable VA mortgage at 3.50%
VA
Active
54
$300,000$157,187 equity gap
Rate
3.50%
7.18%today
Payment
$965/mo
$1,456today
  • 4beds
  • 3baths
  • 2,036sqft

14008 SANDY POINT Lane, El Paso

12604 CRYSTAL RIDGE Street, El Paso, TX, 79938 — assumable VA mortgage at 3.50%
VA
Active
45
$327,000$256,867 equity gap
Rate
3.50%
7.18%today
Payment
$552/mo
$833today
  • 4beds
  • 3baths
  • 2,380sqft

12604 CRYSTAL RIDGE Street, El Paso

14220 FABLED POINT Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 3.55%
FHA
Active
39
$245,000$154,205 equity gap
Rate
3.55%
7.18%today
Payment
$618/mo
$927today
  • 3beds
  • 2baths
  • 1,464sqft

14220 FABLED POINT Avenue, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
1.60%
Lowest existing payment
$419/mo
Median cash to assume
$98,406
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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