UMe
Get pre-qualified

Assumable homes for sale in El Paso, TX

27 homesVA & FHA loansrates from 2.93% vs 7.18% today

El Paso assumption guide
12116 MESQUITE THORN Drive, El Paso, TX, 79934 — assumable VA mortgage at 2.97%
VA
Active
33
$235,000$85,583 equity gap
Rate
2.97%
7.18%today
Payment
$711/mo
$1,147today
  • 3beds
  • 2baths
  • 1,475sqft

12116 MESQUITE THORN Drive, El Paso

5460 STONEHILL Drive, El Paso, TX, 79934 — assumable FHA mortgage at 2.98%
FHA
Active
39
$360,000$111,992 equity gap
Rate
2.98%
7.18%today
Payment
$1,166/mo
$1,878today
  • 4beds
  • 4baths
  • 2,627sqft

5460 STONEHILL Drive, El Paso

7156 SKIES, El Paso, TX, 79934 — assumable VA mortgage at 2.93%
VA
Active
32
$300,000$142,523 equity gap
Rate
2.93%
7.18%today
Payment
$860/mo
$1,329today
  • 3beds
  • 3baths
  • 2,496sqft

7156 SKIES, El Paso

10705 TEXARKANA Place, El Paso, TX, 79924 — assumable VA mortgage at 3.13%
VA
Active
31
$185,000$87,963 equity gap
Rate
3.13%
7.18%today
Payment
$470/mo
$743today
  • 3beds
  • 2baths
  • 1,130sqft

10705 TEXARKANA Place, El Paso

5569 MIKE VANE Drive, El Paso, TX, 79934 — assumable FHA mortgage at 3.55%
FHA
Active
32
$350,000$193,658 equity gap
Rate
3.55%
7.18%today
Payment
$830/mo
$1,244today
  • 4beds
  • 3baths
  • 2,364sqft

5569 MIKE VANE Drive, El Paso

5953 REDSTONE RIM Drive, El Paso, TX, 79934 — assumable VA mortgage at 3.60%
VA
Active
54
$235,000$109,164 equity gap
Rate
3.60%
7.18%today
Payment
$671/mo
$1,000today
  • 3beds
  • 2baths
  • 1,528sqft

5953 REDSTONE RIM Drive, El Paso

11889 MESQUITE ROCK Drive, El Paso, TX, 79934 — assumable VA mortgage at 6.12%
VA
Active
47
$245,000$6,377 equity gap
Rate
6.12%
7.18%today
Payment
$1,483/mo
$1,654today
  • 4beds
  • 3baths
  • 1,824sqft

11889 MESQUITE ROCK Drive, El Paso

10816 OPALSTONE Street, El Paso, TX, 79924 — assumable FHA mortgage at 5.22%
FHA
Active
30
$230,000$65,039 equity gap
Rate
5.22%
7.18%today
Payment
$967/mo
$1,191today
  • 4beds
  • 2baths
  • 1,788sqft

10816 OPALSTONE Street, El Paso

5368 ROGER MARIS Drive, El Paso, TX, 79934 — assumable VA mortgage at 4.44%
VA
Active
39
$300,000$150,104 equity gap
Rate
4.44%
7.18%today
Payment
$899/mo
$1,210today
  • 4beds
  • 3baths
  • 2,228sqft

5368 ROGER MARIS Drive, El Paso

10799 WALDEN POND Street, El Paso, TX, 79924 — assumable VA mortgage at 5.78%
VA
Active
35
$265,000$43,482 equity gap
Rate
5.78%
7.18%today
Payment
$1,378/mo
$1,594today
  • 3beds
  • 3baths
  • 2,049sqft

10799 WALDEN POND Street, El Paso

51082 Purple Mat Avenue, El Paso, TX, 79934 — assumable VA mortgage at 6.20%
VA
Active
48
$424,990$40,720 equity gap
Rate
6.20%
7.18%today
Payment
$2,410/mo
$2,665today
  • 4beds
  • 4baths
  • 2,800sqft

51082 Purple Mat Avenue, El Paso

10704 Walden Pond Street, El Paso, TX, 79924 — assumable FHA mortgage at 6.49%
FHA
Active
43
$385,950$32,069 equity gap
Rate
6.49%
7.18%today
Payment
$2,287/mo
$2,454today
  • 4beds
  • 3baths
  • 2,059sqft

10704 Walden Pond Street, El Paso

5544 GUSTAVO MADRID Lane, El Paso, TX, 79934 — assumable VA mortgage at 6.66%
VA
Active
38
$274,900$19,187 equity gap
Rate
6.66%
7.18%today
Payment
$1,693/mo
$1,785today
  • 3beds
  • 2baths
  • 1,860sqft

5544 GUSTAVO MADRID Lane, El Paso

10709 Elise Street, El Paso, TX, 79924 — assumable FHA mortgage at 6.89%
FHA
Active
25
$379,500$37,885 equity gap
Rate
6.89%
7.18%today
Payment
$2,299/mo
$2,367today
  • 4beds
  • 3baths
  • 2,683sqft

10709 Elise Street, El Paso

10620 Hidden Chapel Place, El Paso, TX, 79924 — assumable VA mortgage at 6.27%
VA
Active
14
$324,950$53,917 equity gap
Rate
6.27%
7.18%today
Payment
$1,752/mo
$1,923today
  • 3beds
  • 3baths
  • 2,367sqft

10620 Hidden Chapel Place, El Paso

5380 GUILLERMO FRIAS Lane, El Paso, TX, 79934 — assumable FHA mortgage at 6.69%
FHA
Active
53
$285,000$39,094 equity gap
Rate
6.69%
7.18%today
Payment
$1,646/mo
$1,729today
  • 4beds
  • 3baths
  • 1,715sqft

5380 GUILLERMO FRIAS Lane, El Paso

11720 Autumn Wheat Drive, El Paso, TX, 79934 — assumable VA mortgage at 6.72%
VA
Active
40
$255,000$26,440 equity gap
Rate
6.72%
7.18%today
Payment
$1,507/mo
$1,579today
  • 4beds
  • 2baths
  • 1,654sqft

11720 Autumn Wheat Drive, El Paso

10725 ELISE Street, El Paso, TX, 79924 — assumable VA mortgage at 6.74%
VA
Active
40
$417,000$46,369 equity gap
Rate
6.74%
7.18%today
Payment
$2,468/mo
$2,581today
  • 5beds
  • 3baths
  • 3,217sqft

10725 ELISE Street, El Paso

5548 MANUEL MORENO Drive, El Paso, TX, 79934 — assumable VA mortgage at 6.75%
VA
Active
40
$254,950$30,190 equity gap
Rate
6.75%
7.18%today
Payment
$1,473/mo
$1,539today
  • 4beds
  • 2baths
  • 1,798sqft

5548 MANUEL MORENO Drive, El Paso

10817 WALDEN POND Street, El Paso, TX, 79924 — assumable VA mortgage at 6.78%
VA
Active
38
$287,000$52,386 equity gap
Rate
6.78%
7.18%today
Payment
$1,558/mo
$1,622today
  • 4beds
  • 3baths
  • 2,143sqft

10817 WALDEN POND Street, El Paso

11400 Pifas Nevarez Place, El Paso, TX, 79934 — assumable VA mortgage at 6.86%
VA
Active
84
$284,950$40,294 equity gap
Rate
6.86%
7.18%today
Payment
$1,626/mo
$1,679today
  • 4beds
  • 2baths
  • 1,994sqft

11400 Pifas Nevarez Place, El Paso

10782 ADIN Street, El Paso, TX, 79924 — assumable VA mortgage at 6.96%
VA
Active
44
$259,000$45,855 equity gap
Rate
6.96%
7.18%today
Payment
$1,462/mo
$1,495today
  • 3beds
  • 3baths
  • 1,495sqft

10782 ADIN Street, El Paso

6037 RANDY WHITE Drive, El Paso, TX, 79924 — assumable VA mortgage at 7.76%
VA
Active
46
$415,000$55,272 equity gap
Rate
7.76%
7.18%today
Payment
$2,648/mo
$2,502today
  • 4beds
  • 3baths
  • 3,094sqft

6037 RANDY WHITE Drive, El Paso

7228 LONG MEADOW Drive, El Paso, TX, 79934 — assumable VA mortgage at 5.70%
VA
Active
16
$285,000$61,745 equity gap
Rate
5.70%
7.18%today
Payment
$1,376/mo
$1,606today
  • 3beds
  • 2baths
  • 1,818sqft

7228 LONG MEADOW Drive, El Paso

51117 SAND VERBENA Avenue, El Paso, TX, 79934 — assumable VA mortgage at 5.25%
VA
Active
89
$349,900$349,900 equity gap
Rate
5.25%
7.18%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,006sqft

51117 SAND VERBENA Avenue, El Paso

12028 COPPER MINE Lane, El Paso, TX, 79934 — assumable FHA mortgage at 6.83%
FHA
Active
49
$209,950$194,653 equity gap
Rate
6.83%
7.18%today
Payment
$115/mo
$118today
  • 3beds
  • 2baths
  • 1,306sqft

12028 COPPER MINE Lane, El Paso

10708 Gemstone Street, El Paso, TX, 79924 — assumable FHA mortgage at 6.88%
FHA
Active
31
$175,000$156,552 equity gap
Rate
6.88%
7.18%today
Payment
$130/mo
$134today
  • 3beds
  • 2baths
  • 1,681sqft

10708 Gemstone Street, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.93%
Lowest existing payment
$470/mo
Median cash to assume
$53,917
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe