Assumable homes for sale in Del Rey Oaks, CA

9 homesVA & FHA loansrates from 2.73% vs 7.18% today

Del Rey Oaks assumption guide
1273 Surf Avenue, Pacific Grove, CA, 93950 — assumable VA mortgage at 2.73%
VA
Active
39
$5,690,000$5,402,293 equity gap
Rate
2.73%
7.18%today
Payment
$1,343/mo
$2,235today
  • 4beds
  • 4baths
  • 3,282sqft

1273 Surf Avenue, Pacific Grove

111 Dunecrest Avenue, Monterey, CA, 93940 — assumable FHA mortgage at 2.84%
FHA
Active
14
$1,990,000$1,698,553 equity gap
Rate
2.84%
7.18%today
Payment
$1,387/mo
$2,275today
  • 3beds
  • 2baths
  • 1,520sqft

111 Dunecrest Avenue, Monterey

26085 Carmel Hills Drive, Carmel, CA, 93923 — assumable VA mortgage at 2.88%
VA
Active
34
$1,600,000$1,096,470 equity gap
Rate
2.88%
7.18%today
Payment
$2,412/mo
$3,936today
  • 3beds
  • 2baths
  • 1,792sqft

26085 Carmel Hills Drive, Carmel

1209 Ocean View Boulevard, Pacific Grove, CA, 93950 — assumable VA mortgage at 2.94%
VA
Active
40
$5,699,000$4,143,431 equity gap
Rate
2.94%
7.18%today
Payment
$7,362/mo
$11,920today
  • 4beds
  • 4baths
  • 2,470sqft

1209 Ocean View Boulevard, Pacific Grove

18015 McDowell Street, Marina, CA, 93933 — assumable VA mortgage at 3.47%
VA
Active
35
$950,000$609,414 equity gap
Rate
3.47%
7.18%today
Payment
$1,760/mo
$2,665today
  • 3beds
  • 2baths
  • 1,716sqft

18015 McDowell Street, Marina

836 Terry Street, Monterey, CA, 93940 — assumable VA mortgage at 3.66%
VA
Active
26
$979,000$527,893 equity gap
Rate
3.66%
7.18%today
Payment
$2,782/mo
$4,115today
  • 3beds
  • 2baths
  • 1,257sqft

836 Terry Street, Monterey

19307 Stonehenge Lane, Marina, CA, 93933 — assumable FHA mortgage at 6.35%
FHA
Active
33
$865,250Potential short sale
Rate
6.35%
7.18%today
Payment
$5,531/mo
$6,021today
  • 3beds
  • 3baths
  • 1,866sqft

19307 Stonehenge Lane, Marina

801 Lobos Street, Monterey, CA, 93940 — assumable VA mortgage at 6.76%
VA
Active
33
$1,200,000$204,243 equity gap
Rate
6.76%
7.18%today
Payment
$6,553/mo
$6,837today
  • 3beds
  • 2baths
  • 1,223sqft

801 Lobos Street, Monterey

3080 Crumpton Lane #21, Marina, CA, 93933 — assumable VA mortgage at 7.08%
VA
Active
40
$799,999$86,789 equity gap
Rate
7.08%
7.18%today
Payment
$4,933/mo
$4,982today
  • 3beds
  • 2baths
  • 1,302sqft

3080 Crumpton Lane #21, Marina

Assuming a mortgage in Del Rey Oaks

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$1,343/mo
Median cash to assume
$609,414
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.