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Assumable homes for sale in Colorado

200 homesVA & FHA loansrates from 2.25% vs 7.18% today

Colorado assumption guide
2327 Condor Street, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.25%
VA
Active
39
$425,000$112,309 equity gap
Rate
2.25%
7.18%today
Payment
$1,395/mo
$2,473today
  • 4beds
  • 2baths
  • 1,804sqft

2327 Condor Street, Colorado Springs

7181 Van Gordon Street, Arvada, CO, 80004 — assumable FHA mortgage at 2.99%
FHA
Active
38
$549,000$114,068 equity gap
Rate
2.99%
7.18%today
Payment
$2,047/mo
$3,293today
  • 4beds
  • 3baths
  • 2,009sqft

7181 Van Gordon Street, Arvada

4066 Atchison Way #102, Aurora, CO, 80014 — assumable FHA mortgage at 3.82%
FHA
Active
47
$210,000$39,957 equity gap
Rate
3.82%
7.18%today
Payment
$931/mo
$1,350today
  • 2beds
  • 1baths
  • 1,062sqft

4066 Atchison Way #102, Aurora

3418 High Creek Road, Fairplay, CO, 80440 — assumable VA mortgage at 4.00%
VA
Active
42
$1,245,000$134,837 equity gap
Rate
4.00%
7.18%today
Payment
$5,729/mo
$8,129today
  • 4beds
  • 5baths
  • 3,941sqft

3418 High Creek Road, Fairplay

117 35th SW Street, Loveland, CO, 80537 — assumable VA mortgage at 2.25%
VA
Active
45
$565,000$245,944 equity gap
Rate
2.25%
7.18%today
Payment
$1,427/mo
$2,530today
  • 4beds
  • 2baths
  • 2,080sqft

117 35th SW Street, Loveland

4105 London Lane, Colorado Springs, CO, 80916 — assumable VA mortgage at 2.25%
VA
Active
47
$375,000$205,252 equity gap
Rate
2.25%
7.18%today
Payment
$759/mo
$1,346today
  • 4beds
  • 2baths
  • 1,655sqft

4105 London Lane, Colorado Springs

7991 Pennydale Drive, Colorado Springs, CO, 80908 — assumable VA mortgage at 5.20%
VA
Active
38
$669,000Potential short sale
Rate
5.20%
7.18%today
Payment
$3,695/mo
$4,558today
  • 4beds
  • 3baths
  • 3,108sqft

7991 Pennydale Drive, Colorado Springs

5459 Sidewinder Drive, Colorado Springs, CO, 80925 — assumable VA mortgage at 5.00%
VA
Active
50
$500,000Potential short sale
Rate
5.00%
7.18%today
Payment
$3,226/mo
$4,071today
  • 5beds
  • 4baths
  • 3,290sqft

5459 Sidewinder Drive, Colorado Springs

12546 Cornell Avenue #301, Aurora, CO, 80014 — assumable FHA mortgage at 2.67%
FHATop pick
Active
14
$175,000Potential short sale
Rate
2.67%
7.18%today
Payment
$853/mo
$1,430today
  • 2beds
  • 2baths
  • 1,016sqft

12546 Cornell Avenue #301, Aurora

1661 Idalia Circle #A, Aurora, CO, 80017 — assumable FHA mortgage at 2.77%
FHATop pick
Active
27
$225,000$12,033 equity gap
Rate
2.77%
7.18%today
Payment
$985/mo
$1,630today
  • 2beds
  • 1baths
  • 840sqft

1661 Idalia Circle #A, Aurora

6751 Skuna Drive, Colorado Springs, CO, 80925 — assumable VA mortgage at 2.80%
VATop pick
Active
32
$450,000Potential short sale
Rate
2.80%
7.18%today
Payment
$2,133/mo
$3,517today
  • 4beds
  • 3baths
  • 1,940sqft

6751 Skuna Drive, Colorado Springs

2170 Alicia Point #102, Colorado Springs, CO, 80919 — assumable VA mortgage at 2.84%
VATop pick
Active
37
$265,000$17,560 equity gap
Rate
2.84%
7.18%today
Payment
$1,150/mo
$1,887today
  • 1beds
  • 1baths
  • 900sqft

2170 Alicia Point #102, Colorado Springs

3281 103rd Place #1403, Thornton, CO, 80229 — assumable VA mortgage at 2.84%
VATop pick
Active
29
$309,870$15,323 equity gap
Rate
2.84%
7.18%today
Payment
$1,369/mo
$2,246today
  • 2beds
  • 2baths
  • 1,147sqft

3281 103rd Place #1403, Thornton

3317 Bijou Street, Colorado Springs, CO, 80904 — assumable VA mortgage at 2.86%
VATop pick
Active
37
$455,000$17,622 equity gap
Rate
2.86%
7.18%today
Payment
$2,038/mo
$3,334today
  • 4beds
  • 2baths
  • 2,202sqft

3317 Bijou Street, Colorado Springs

2443 Williams Street, Denver, CO, 80210 — assumable FHA mortgage at 2.87%
FHATop pick
Active
23
$424,900Potential short sale
Rate
2.87%
7.18%today
Payment
$1,985/mo
$3,243today
  • 3beds
  • 2baths
  • 1,052sqft

2443 Williams Street, Denver

31 Meade Avenue, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.87%
VATop pick
Active
32
$390,000$17,857 equity gap
Rate
2.87%
7.18%today
Payment
$1,740/mo
$2,842today
  • 3beds
  • 1baths
  • 1,022sqft

31 Meade Avenue, Colorado Springs

21420 61st Drive, Aurora, CO, 80019 — assumable VA mortgage at 2.88%
VATop pick
Active
50
$640,000$16,867 equity gap
Rate
2.88%
7.18%today
Payment
$2,923/mo
$4,769today
  • 4beds
  • 5baths
  • 3,664sqft

21420 61st Drive, Aurora

1860 Arkansas Avenue, Denver, CO, 80223 — assumable VA mortgage at 2.88%
VATop pick
Active
33
$500,000$26,769 equity gap
Rate
2.88%
7.18%today
Payment
$2,175/mo
$3,550today
  • 3beds
  • 2baths
  • 1,409sqft

1860 Arkansas Avenue, Denver

1426 41st Avenue, Greeley, CO, 80634 — assumable FHA mortgage at 2.88%
FHATop pick
Active
23
$402,000$14,379 equity gap
Rate
2.88%
7.18%today
Payment
$1,810/mo
$2,953today
  • 4beds
  • 3baths
  • 2,148sqft

1426 41st Avenue, Greeley

213 Jasper Drive, Colorado Springs, CO, 80911 — assumable VA mortgage at 2.90%
VATop pick
Active
22
$285,000Potential short sale
Rate
2.90%
7.18%today
Payment
$1,338/mo
$2,178today
  • 3beds
  • 1baths
  • 1,063sqft

213 Jasper Drive, Colorado Springs

10758 Witcher Drive, Colorado Springs, CO, 80925 — assumable VA mortgage at 2.90%
VATop pick
Active
15
$410,000Potential short sale
Rate
2.90%
7.18%today
Payment
$2,024/mo
$3,294today
  • 4beds
  • 3baths
  • 1,982sqft

10758 Witcher Drive, Colorado Springs

17820 96th Place, Commerce City, CO, 80022 — assumable FHA mortgage at 2.90%
FHATop pick
Active
34
$375,000$20,401 equity gap
Rate
2.90%
7.18%today
Payment
$1,656/mo
$2,695today
  • 3beds
  • 3baths
  • 1,540sqft

17820 96th Place, Commerce City

5672 Lowell Boulevard, Littleton, CO, 80123 — assumable FHA mortgage at 2.90%
FHATop pick
Active
16
$348,000$6,630 equity gap
Rate
2.90%
7.18%today
Payment
$1,594/mo
$2,594today
  • 3beds
  • 3baths
  • 1,785sqft

5672 Lowell Boulevard, Littleton

3003 Bella Cima Drive, Colorado Springs, CO, 80918 — assumable VA mortgage at 2.90%
VATop pick
Active
44
$695,000Potential short sale
Rate
2.90%
7.18%today
Payment
$3,330/mo
$5,419today
  • 6beds
  • —baths
  • 3,924sqft

3003 Bella Cima Drive, Colorado Springs

1912 Greenwood Street, Pueblo, CO, 81003 — assumable FHA mortgage at 2.94%
FHATop pick
Active
33
$335,000$15,171 equity gap
Rate
2.94%
7.18%today
Payment
$1,517/mo
$2,456today
  • 4beds
  • 2baths
  • 2,264sqft

1912 Greenwood Street, Pueblo

1295 Zeno Circle #C, Aurora, CO, 80017 — assumable FHA mortgage at 2.96%
FHATop pick
Active
25
$249,900Potential short sale
Rate
2.96%
7.18%today
Payment
$1,240/mo
$2,002today
  • 2beds
  • 3baths
  • 1,240sqft

1295 Zeno Circle #C, Aurora

3433 Hunterwood Drive, Colorado Springs, CO, 80916 — assumable VA mortgage at 2.98%
VATop pick
Active
31
$340,000$18,468 equity gap
Rate
2.98%
7.18%today
Payment
$1,525/mo
$2,456today
  • 4beds
  • 2baths
  • 1,280sqft

3433 Hunterwood Drive, Colorado Springs

1912 Greenwood Street, Pueblo, CO, 81003 — assumable FHA mortgage at 3.02%
FHATop pick
Active
33
$335,000$14,678 equity gap
Rate
3.02%
7.18%today
Payment
$1,533/mo
$2,456today
  • 4beds
  • 2baths
  • 2,264sqft

1912 Greenwood Street, Pueblo

4426 McGrew Circle, Colorado Springs, CO, 80911 — assumable VA mortgage at 3.05%
VATop pick
Active
40
$377,125$7,586 equity gap
Rate
3.05%
7.18%today
Payment
$1,743/mo
$2,782today
  • 3beds
  • 2baths
  • 1,570sqft

4426 McGrew Circle, Colorado Springs

17965 107th Place, Commerce City, CO, 80022 — assumable VA mortgage at 3.05%
VATop pick
Active
30
$475,000Potential short sale
Rate
3.05%
7.18%today
Payment
$2,243/mo
$3,581today
  • 2beds
  • 3baths
  • 1,682sqft

17965 107th Place, Commerce City

1881 Dunkirk Street #106, Aurora, CO, 80017 — assumable VA mortgage at 3.07%
VATop pick
Active
21
$290,000$4,668 equity gap
Rate
3.07%
7.18%today
Payment
$1,355/mo
$2,157today
  • 2beds
  • 2baths
  • 824sqft

1881 Dunkirk Street #106, Aurora

7444 Primavera Lane, Fountain, CO, 80817 — assumable VA mortgage at 3.09%
VATop pick
Active
32
$395,000$15,268 equity gap
Rate
3.09%
7.18%today
Payment
$1,811/mo
$2,876today
  • 3beds
  • 3baths
  • 1,838sqft

7444 Primavera Lane, Fountain

3003 Bella Cima Drive, Colorado Springs, CO, 80918 — assumable VA mortgage at 3.12%
VATop pick
Active
49
$695,000Potential short sale
Rate
3.12%
7.18%today
Payment
$3,425/mo
$5,419today
  • 6beds
  • —baths
  • 3,924sqft

3003 Bella Cima Drive, Colorado Springs

2455 Payne Circle, Colorado Springs, CO, 80916 — assumable VA mortgage at 2.75%
VATop pick
Active
35
$369,900$28,054 equity gap
Rate
2.75%
7.18%today
Payment
$1,566/mo
$2,599today
  • 4beds
  • 2baths
  • 1,776sqft

2455 Payne Circle, Colorado Springs

1830 Pima Drive, Colorado Springs, CO, 80915 — assumable VA mortgage at 2.77%
VATop pick
Active
37
$380,000$26,343 equity gap
Rate
2.77%
7.18%today
Payment
$1,635/mo
$2,706today
  • 5beds
  • 3baths
  • 2,082sqft

1830 Pima Drive, Colorado Springs

3355 Flower Street #90, Lakewood, CO, 80227 — assumable VA mortgage at 2.77%
VATop pick
Active
39
$230,000$24,307 equity gap
Rate
2.77%
7.18%today
Payment
$971/mo
$1,608today
  • 2beds
  • 1baths
  • 944sqft

3355 Flower Street #90, Lakewood

Assuming a mortgage in Colorado

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 8 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$547/mo
Median cash to assume
$46,911
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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