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Assumable homes for sale in Chico, CA

13 homesFHA & VA loansrates from 2.77% vs 7.18% today

Chico assumption guide
83 Terrace Drive, Chico, CA, 95926 — assumable FHA mortgage at 2.77%
FHA
Active
45
$370,000$48,995 equity gap
Rate
2.77%
7.18%today
Payment
$1,484/mo
$2,456today
  • 4beds
  • 1baths
  • 1,315sqft

83 Terrace Drive, Chico

2866 Wingfield Avenue, Chico, CA, 95928 — assumable FHA mortgage at 2.81%
FHA
Active
35
$517,500$278,749 equity gap
Rate
2.81%
7.18%today
Payment
$1,122/mo
$1,847today
  • 3beds
  • 2baths
  • 1,630sqft

2866 Wingfield Avenue, Chico

9413 Corbett Court, Durham, CA, 95938 — assumable VA mortgage at 2.87%
VA
Active
62
$550,000$224,527 equity gap
Rate
2.87%
7.18%today
Payment
$1,561/mo
$2,551today
  • 3beds
  • 2baths
  • 1,739sqft

9413 Corbett Court, Durham

315 20th Street, Chico, CA, 95928 — assumable VA mortgage at 3.43%
VA
Active
32
$279,000$151,197 equity gap
Rate
3.43%
7.18%today
Payment
$734/mo
$1,118today
  • 1beds
  • 1baths
  • 592sqft

315 20th Street, Chico

4 Stratford Way, Chico, CA, 95973 — assumable VA mortgage at 3.95%
VA
Active
45
$699,000$370,159 equity gap
Rate
3.95%
7.18%today
Payment
$1,898/mo
$2,710today
  • 4beds
  • 3baths
  • 2,179sqft

4 Stratford Way, Chico

155 Yellowstone, Chico, CA, 95973 — assumable VA mortgage at 5.30%
VA
Active
49
$570,000$91,432 equity gap
Rate
5.30%
7.18%today
Payment
$2,833/mo
$3,456today
  • 3beds
  • 2baths
  • 1,979sqft

155 Yellowstone, Chico

1113 Cork Oak Way, Chico, CA, 95928 — assumable FHA mortgage at 5.52%
FHA
Active
33
$415,000$18,028 equity gap
Rate
5.52%
7.18%today
Payment
$2,403/mo
$2,860today
  • 3beds
  • 2baths
  • 1,201sqft

1113 Cork Oak Way, Chico

3297 Rogue River, Chico, CA, 95973 — assumable VA mortgage at 5.98%
VA
Active
32
$539,000Potential short sale
Rate
5.98%
7.18%today
Payment
$3,276/mo
$3,709today
  • 4beds
  • 2baths
  • 1,561sqft

3297 Rogue River, Chico

2099 Hartford Drive #31, Chico, CA, 95928 — assumable FHA mortgage at 6.82%
FHA
Active
40
$320,000$15,783 equity gap
Rate
6.82%
7.18%today
Payment
$2,040/mo
$2,115today
  • 3beds
  • 2baths
  • 1,375sqft

2099 Hartford Drive #31, Chico

106 Degarmo Drive, Chico, CA, 95973 — assumable FHA mortgage at 4.29%
FHA
Active
30
$399,000$238,122 equity gap
Rate
4.29%
7.18%today
Payment
$1,116/mo
$1,529today
  • 3beds
  • 2baths
  • 1,447sqft

106 Degarmo Drive, Chico

968 Cyndi, Chico, CA, 95973 — assumable FHA mortgage at 5.75%
FHA
Active
50
$514,900$79,747 equity gap
Rate
5.75%
7.18%today
Payment
$2,710/mo
$3,146today
  • 4beds
  • 2baths
  • 1,830sqft

968 Cyndi, Chico

3026 Steiner Lane, Chico, CA, 95973 — assumable FHA mortgage at 6.93%
FHA
Active
43
$474,999$32,373 equity gap
Rate
6.93%
7.18%today
Payment
$2,971/mo
$3,046today
  • 3beds
  • 3baths
  • 1,547sqft

3026 Steiner Lane, Chico

3536 Shadowtree Lane, Chico, CA, 95928 — assumable VA mortgage at 6.81%
VA
Active
34
$585,000$185,507 equity gap
Rate
6.81%
7.18%today
Payment
$2,640/mo
$2,740today
  • 3beds
  • 2baths
  • 2,066sqft

3536 Shadowtree Lane, Chico

Assuming a mortgage in Chico

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$734/mo
Median cash to assume
$121,314
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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