Assumable homes for sale in Charlotte, TN

3 homesVA & FHA loansrates from 2.87% vs 7.18% today

Charlotte assumption guide

663 Promise Land Rd, Charlotte, TN, 37036 — assumable VA mortgage at 3.14%

Active

$324,900$55,840 equity gap

Rate: 3.14%; ~~7.18%~~today
Payment: $1,287/mo; ~~$2,032~~today

2beds
2baths
1,266sqft

663 Promise Land Rd, Charlotte

3920 Highway 47, Charlotte, TN, 37036 — assumable VA mortgage at 2.87%

Active

$549,900$274,331 equity gap

Rate: 2.87%; ~~7.18%~~today
Payment: $1,288/mo; ~~$2,105~~today

4beds
3baths
2,608sqft

3920 Highway 47, Charlotte

101 Cordle Ct, Charlotte, TN, 37036 — assumable FHA mortgage at 6.69%

FHA

Active

$313,900$79,469 equity gap

Rate: 6.69%; ~~7.18%~~today
Payment: $1,615/mo; ~~$1,688~~today

3beds
2baths
1,208sqft

101 Cordle Ct, Charlotte

Assuming a mortgage in Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 2.87%
Lowest existing payment: $1,287/mo
Median cash to assume: $79,469