UMe
Get pre-qualified

Assumable homes for sale in Charlotte, TN

24 homesVA & FHA loansrates from 2.87% vs 7.18% today

Charlotte assumption guide
663 Promise Land Rd, Charlotte, TN, 37036 — assumable VA mortgage at 3.14%
VA
Active
44
$324,900$55,840 equity gap
Rate
3.14%
7.18%today
Payment
$1,287/mo
$2,032today
  • 2beds
  • 2baths
  • 1,266sqft

663 Promise Land Rd, Charlotte

3920 Highway 47, Charlotte, TN, 37036 — assumable VA mortgage at 2.87%
VA
Active
55
$549,900$274,331 equity gap
Rate
2.87%
7.18%today
Payment
$1,288/mo
$2,105today
  • 4beds
  • 3baths
  • 2,608sqft

3920 Highway 47, Charlotte

202 Parkway, Dickson, TN, 37055 — assumable FHA mortgage at 3.13%
FHA
Active
39
$264,900$125,570 equity gap
Rate
3.13%
7.18%today
Payment
$690/mo
$1,091today
  • 2beds
  • 2baths
  • 1,300sqft

202 Parkway, Dickson

103 Kimberly Dr, Dickson, TN, 37055 — assumable VA mortgage at 3.47%
VA
Active
39
$640,000$451,776 equity gap
Rate
3.47%
7.18%today
Payment
$1,161/mo
$1,725today
  • 4beds
  • 4baths
  • 3,090sqft

103 Kimberly Dr, Dickson

120 Slater St, White Bluff, TN, 37187 — assumable VA mortgage at 4.07%
VA
Active
26
$375,000$219,588 equity gap
Rate
4.07%
7.18%today
Payment
$868/mo
$1,221today
  • 5beds
  • 3baths
  • 2,750sqft

120 Slater St, White Bluff

2411 Slayden Marion Rd, Cumberland Furnace, TN, 37051 — assumable VA mortgage at 5.50%
VA
Active
29
$499,000$55,680 equity gap
Rate
5.50%
7.18%today
Payment
$2,640/mo
$3,150today
  • 4beds
  • 3baths
  • 2,142sqft

2411 Slayden Marion Rd, Cumberland Furnace

127 Silver Leaf Cir, Dickson, TN, 37055 — assumable VA mortgage at 6.63%
VA
Active
35
$338,900$12,597 equity gap
Rate
6.63%
7.18%today
Payment
$2,113/mo
$2,235today
  • 3beds
  • 2baths
  • 1,346sqft

127 Silver Leaf Cir, Dickson

100 Brook Dr, Dickson, TN, 37055 — assumable FHA mortgage at 6.72%
FHA
Active
16
$314,900$6,839 equity gap
Rate
6.72%
7.18%today
Payment
$2,031/mo
$2,128today
  • 3beds
  • 2baths
  • 1,080sqft

100 Brook Dr, Dickson

809 Ruby Way, White Bluff, TN, 37187 — assumable VA mortgage at 6.77%
VA
Active
33
$464,900$6,384 equity gap
Rate
6.77%
7.18%today
Payment
$3,050/mo
$3,179today
  • 4beds
  • 4baths
  • 2,064sqft

809 Ruby Way, White Bluff

1024 Creek Bottom Rd, White Bluff, TN, 37187 — assumable FHA mortgage at 5.09%
FHA
Active
38
$395,000$91,769 equity gap
Rate
5.09%
7.18%today
Payment
$1,752/mo
$2,188today
  • 3beds
  • 2baths
  • 1,619sqft

1024 Creek Bottom Rd, White Bluff

555 Eastside Dr, White Bluff, TN, 37187 — assumable FHA mortgage at 4.50%
FHA
Active
17
$388,000$301,364 equity gap
Rate
4.50%
7.18%today
Payment
$764/mo
$1,021today
  • 4beds
  • 2baths
  • 2,002sqft

555 Eastside Dr, White Bluff

1016 Northside Dr, Dickson, TN, 37055 — assumable VA mortgage at 6.43%
VA
Active
49
$335,000$22,880 equity gap
Rate
6.43%
7.18%today
Payment
$2,039/mo
$2,202today
  • 3beds
  • 2baths
  • 1,398sqft

1016 Northside Dr, Dickson

1211 N Charlotte St, Dickson, TN, 37055 — assumable VA mortgage at 6.60%
VA
Active
31
$400,000$31,960 equity gap
Rate
6.60%
7.18%today
Payment
$2,395/mo
$2,541today
  • 3beds
  • 2baths
  • 1,285sqft

1211 N Charlotte St, Dickson

2030 Woods Valley Rd, Cumberland Furnace, TN, 37051 — assumable FHA mortgage at 6.72%
FHA
Active
19
$365,000$30,194 equity gap
Rate
6.72%
7.18%today
Payment
$2,190/mo
$2,295today
  • 2beds
  • 1baths
  • 1,309sqft

2030 Woods Valley Rd, Cumberland Furnace

930 Steele Rd, Charlotte, TN, 37036 — assumable FHA mortgage at 5.00%
FHA
Active
42
$799,900$253,338 equity gap
Rate
5.00%
7.18%today
Payment
$3,154/mo
$3,980today
  • 3beds
  • 3baths
  • 2,725sqft

930 Steele Rd, Charlotte

400 Masters Way, Dickson, TN, 37055 — assumable VA mortgage at 6.21%
VA
Active
29
$399,900$44,632 equity gap
Rate
6.21%
7.18%today
Payment
$2,193/mo
$2,423today
  • 3beds
  • 3baths
  • 2,240sqft

400 Masters Way, Dickson

3084 Bowker Rd, Charlotte, TN, 37036 — assumable VA mortgage at 6.33%
VA
Active
41
$359,900$58,498 equity gap
Rate
6.33%
7.18%today
Payment
$1,962/mo
$2,141today
  • 3beds
  • 2baths
  • 1,296sqft

3084 Bowker Rd, Charlotte

514 Doy Rd, White Bluff, TN, 37187 — assumable VA mortgage at 6.60%
VA
Active
67
$675,000$109,451 equity gap
Rate
6.60%
7.18%today
Payment
$3,765/mo
$3,994today
  • 4beds
  • 3baths
  • 2,897sqft

514 Doy Rd, White Bluff

538 Old Highway 70 4, White Bluff, TN, 37187 — assumable FHA mortgage at 6.60%
FHA
Active
28
$319,900$44,613 equity gap
Rate
6.60%
7.18%today
Payment
$1,812/mo
$1,922today
  • 3beds
  • 2baths
  • 1,074sqft

538 Old Highway 70 4, White Bluff

818 Town Branch Rd, Charlotte, TN, 37036 — assumable FHA mortgage at 6.81%
FHA
Active
92
$930,000$147,285 equity gap
Rate
6.81%
7.18%today
Payment
$5,293/mo
$5,494today
  • 4beds
  • 5baths
  • 3,576sqft

818 Town Branch Rd, Charlotte

307 Crestview Dr, Dickson, TN, 37055 — assumable FHA mortgage at 6.35%
FHA
Active
61
$675,000$194,504 equity gap
Rate
6.35%
7.18%today
Payment
$3,059/mo
$3,331today
  • 6beds
  • 5baths
  • 3,634sqft

307 Crestview Dr, Dickson

101 Cordle Ct, Charlotte, TN, 37036 — assumable FHA mortgage at 6.69%
FHA
Active
51
$313,900$79,469 equity gap
Rate
6.69%
7.18%today
Payment
$1,615/mo
$1,688today
  • 3beds
  • 2baths
  • 1,208sqft

101 Cordle Ct, Charlotte

2009 Wolfe Rd, White Bluff, TN, 37187 — assumable VA mortgage at 7.02%
VA
Active
41
$440,000$89,170 equity gap
Rate
7.02%
7.18%today
Payment
$2,394/mo
$2,432today
  • 3beds
  • 3baths
  • 2,300sqft

2009 Wolfe Rd, White Bluff

1193 Liberty Rd, Charlotte, TN, 37036 — assumable FHA mortgage at 7.03%
FHA
Active
39
$399,900$83,270 equity gap
Rate
7.03%
7.18%today
Payment
$2,162/mo
$2,195today
  • 3beds
  • 2baths
  • 1,240sqft

1193 Liberty Rd, Charlotte

Assuming a mortgage in Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$690/mo
Median cash to assume
$81,369
Beaston Group logo

Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe