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Assumable homes for sale in Cardiff by the Sea, CA

12 homesVA & FHA loansrates from 2.72% vs 7.18% today

Cardiff by the Sea assumption guide
895 Slate Street, San Marcos, CA, 92078 — assumable VA mortgage at 2.87%
VA
Active
24
$669,000$231,549 equity gap
Rate
2.87%
7.18%today
Payment
$2,093/mo
$3,420today
  • 2beds
  • 3baths
  • 1,305sqft

895 Slate Street, San Marcos

6617 Spartina Ct, Carlsbad, CA, 92011 — assumable VA mortgage at 2.88%
VA
Active
53
$1,724,000$605,117 equity gap
Rate
2.88%
7.18%today
Payment
$5,213/mo
$8,506today
  • 5beds
  • 5baths
  • 2,786sqft

6617 Spartina Ct, Carlsbad

3830 Elijah #426, San Diego, CA, 92130 — assumable FHA mortgage at 2.72%
FHA
Active
48
$799,000$381,745 equity gap
Rate
2.72%
7.18%today
Payment
$1,955/mo
$3,257today
  • 2beds
  • 2baths
  • 1,102sqft

3830 Elijah #426, San Diego

1159 Elfin Forest, San Marcos, CA, 92078 — assumable FHA mortgage at 2.73%
FHA
Active
37
$749,988$340,838 equity gap
Rate
2.73%
7.18%today
Payment
$1,910/mo
$3,178today
  • 2beds
  • 3baths
  • 1,480sqft

1159 Elfin Forest, San Marcos

12749 Via Las Lenas, San Diego, CA, 92129 — assumable VA mortgage at 2.99%
VA
Active
16
$2,139,999$1,439,728 equity gap
Rate
2.99%
7.18%today
Payment
$3,402/mo
$5,474today
  • 5beds
  • 3baths
  • 2,909sqft

12749 Via Las Lenas, San Diego

2007 Silverado Street, San Marcos, CA, 92078 — assumable VA mortgage at 3.00%
VA
Active
31
$735,000$735,000 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,570sqft

2007 Silverado Street, San Marcos

11322 Surco Dr, San Diego, CA, 92126 — assumable VA mortgage at 3.57%
VA
Active
43
$1,200,000$958,651 equity gap
Rate
3.57%
7.18%today
Payment
$3,003/mo
$3,799today
  • 4beds
  • 3baths
  • 2,587sqft

11322 Surco Dr, San Diego

930 Via Mil Cumbres #35, Solana Beach, CA, 92075 — assumable FHA mortgage at 4.07%
FHA
Active
22
$949,000$706,886 equity gap
Rate
4.07%
7.18%today
Payment
$1,778/mo
$2,502today
  • 3beds
  • 2baths
  • 1,242sqft

930 Via Mil Cumbres #35, Solana Beach

2351 Terraza Ribera, Carlsbad, CA, 92009 — assumable VA mortgage at 4.48%
VA
Active
28
$1,450,000$738,517 equity gap
Rate
4.48%
7.18%today
Payment
$4,271/mo
$5,724today
  • 5beds
  • 3baths
  • 2,507sqft

2351 Terraza Ribera, Carlsbad

581 Silver Berry Place, Encinitas, CA, 92024 — assumable VA mortgage at 6.58%
VA
Active
20
$880,000$252,980 equity gap
Rate
6.58%
7.18%today
Payment
$4,041/mo
$4,295today
  • 2beds
  • 2baths
  • 929sqft

581 Silver Berry Place, Encinitas

749 Almond Rd, San Marcos, CA, 92078 — assumable FHA mortgage at 5.62%
FHA
Active
35
$675,000$534,693 equity gap
Rate
5.62%
7.18%today
Payment
$1,760/mo
$2,073today
  • 3beds
  • 3baths
  • 1,238sqft

749 Almond Rd, San Marcos

7360 Calle Cristobal #108, San Diego, CA, 92126 — assumable VA mortgage at 6.50%
VA
Active
47
$628,888$628,888 equity gap
Rate
6.50%
7.18%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,114sqft

7360 Calle Cristobal #108, San Diego

Assuming a mortgage in Cardiff by the Sea

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,760/mo
Median cash to assume
$617,003
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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