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Assumable homes for sale in Adelanto, CA

121 homesFHA & VA loansrates from 2.62% vs 7.18% today

Adelanto assumption guide
14181 Mustang Circle, Adelanto, CA, 92301 — assumable FHA mortgage at 2.67%
FHA
Active
13
$385,000$95,385 equity gap
Rate
2.67%
7.18%today
Payment
$1,337/mo
$2,241today
  • 3beds
  • 2baths
  • 1,579sqft

14181 Mustang Circle, Adelanto

13451 Sonora Road, Phelan, CA, 92371 — assumable FHA mortgage at 2.84%
FHA
Active
35
$420,000$112,921 equity gap
Rate
2.84%
7.18%today
Payment
$1,428/mo
$2,341today
  • 3beds
  • 2baths
  • 1,539sqft

13451 Sonora Road, Phelan

11175 Scarlet Avenue, Adelanto, CA, 92301 — assumable FHA mortgage at 2.95%
FHA
Active
$419,999$98,758 equity gap
Rate
2.95%
7.18%today
Payment
$1,522/mo
$2,461today
  • 3beds
  • 3baths
  • 1,947sqft

11175 Scarlet Avenue, Adelanto

14133 Mustang, Adelanto, CA, 92301 — assumable FHA mortgage at 2.97%
FHA
Active
33
$435,000$125,209 equity gap
Rate
2.97%
7.18%today
Payment
$1,474/mo
$2,378today
  • 4beds
  • 3baths
  • 2,046sqft

14133 Mustang, Adelanto

13068 Angelica, Victorville, CA, 92392 — assumable VA mortgage at 3.05%
VA
Active
41
$470,000$121,734 equity gap
Rate
3.05%
7.18%today
Payment
$1,653/mo
$2,640today
  • 4beds
  • 4baths
  • 2,681sqft

13068 Angelica, Victorville

12457 Pinos Verde Lane, Victorville, CA, 92392 — assumable FHA mortgage at 3.55%
FHA
Active
59
$595,000$105,385 equity gap
Rate
3.55%
7.18%today
Payment
$2,429/mo
$3,642today
  • 5beds
  • 3baths
  • 3,045sqft

12457 Pinos Verde Lane, Victorville

12781 Portola, Victorville, CA, 92392 — assumable FHA mortgage at 3.09%
FHA
Active
14
$450,000$91,983 equity gap
Rate
3.09%
7.18%today
Payment
$1,696/mo
$2,694today
  • 5beds
  • 3baths
  • 2,669sqft

12781 Portola, Victorville

16637 Forrest, Victorville, CA, 92395 — assumable FHA mortgage at 3.11%
FHA
Active
8
$344,888$97,289 equity gap
Rate
3.11%
7.18%today
Payment
$1,175/mo
$1,862today
  • 3beds
  • 1baths
  • 910sqft

16637 Forrest, Victorville

15233 Ellery, Adelanto, CA, 92301 — assumable FHA mortgage at 3.69%
FHA
Active
34
$399,999$68,481 equity gap
Rate
3.69%
7.18%today
Payment
$1,670/mo
$2,461today
  • 4beds
  • 2baths
  • 1,338sqft

15233 Ellery, Adelanto

15813 Marigold Court, Victorville, CA, 92394 — assumable FHA mortgage at 3.69%
FHA
Active
4
$375,000$61,719 equity gap
Rate
3.69%
7.18%today
Payment
$1,674/mo
$2,467today
  • 4beds
  • 3baths
  • 2,538sqft

15813 Marigold Court, Victorville

16595 Desert Star, Victorville, CA, 92394 — assumable FHA mortgage at 2.72%
FHA
Active
9
$430,000$146,168 equity gap
Rate
2.72%
7.18%today
Payment
$1,333/mo
$2,221today
  • 3beds
  • 2baths
  • 1,602sqft

16595 Desert Star, Victorville

12845 Petaluma, Victorville, CA, 92392 — assumable FHA mortgage at 2.80%
FHA
Active
14
$450,000$147,167 equity gap
Rate
2.80%
7.18%today
Payment
$1,405/mo
$2,316today
  • 4beds
  • 3baths
  • 2,669sqft

12845 Petaluma, Victorville

14958 Clovis Street, Victorville, CA, 92394 — assumable FHA mortgage at 2.84%
FHA
Active
13
$399,888$139,328 equity gap
Rate
2.84%
7.18%today
Payment
$1,237/mo
$2,029today
  • 3beds
  • 2baths
  • 1,406sqft

14958 Clovis Street, Victorville

16015 Village, Victorville, CA, 92394 — assumable FHA mortgage at 2.87%
FHA
Active
8
$420,000$166,653 equity gap
Rate
2.87%
7.18%today
Payment
$1,182/mo
$1,931today
  • 3beds
  • 2baths
  • 1,664sqft

16015 Village, Victorville

14654 Alan, Adelanto, CA, 92301 — assumable FHA mortgage at 2.87%
FHA
Active
16
$479,000$159,820 equity gap
Rate
2.87%
7.18%today
Payment
$1,466/mo
$2,395today
  • 4beds
  • 2baths
  • 1,398sqft

14654 Alan, Adelanto

15802 Desert Rock, Adelanto, CA, 92301 — assumable FHA mortgage at 2.93%
FHA
Active
11
$425,000$155,167 equity gap
Rate
2.93%
7.18%today
Payment
$1,296/mo
$2,102today
  • 3beds
  • 3baths
  • 2,188sqft

15802 Desert Rock, Adelanto

15461 Hesperia Road, Victorville, CA, 92395 — assumable FHA mortgage at 2.96%
FHA
Active
28
$270,000$105,008 equity gap
Rate
2.96%
7.18%today
Payment
$783/mo
$1,264today
  • 2beds
  • 1baths
  • 864sqft

15461 Hesperia Road, Victorville

11963 Pepperwood, Victorville, CA, 92392 — assumable FHA mortgage at 2.99%
FHA
Active
50
$410,000$139,272 equity gap
Rate
2.99%
7.18%today
Payment
$1,285/mo
$2,068today
  • 3beds
  • 2baths
  • 1,736sqft

11963 Pepperwood, Victorville

15877 Sapphire Street, Victorville, CA, 92394 — assumable VA mortgage at 2.62%
VA
Active
61
$424,900$366,886 equity gap
Rate
2.62%
7.18%today
Payment
$609/mo
$823today
  • 3beds
  • 2baths
  • 1,685sqft

15877 Sapphire Street, Victorville

14035 Wimbleton Drive, Victorville, CA, 92395 — assumable VA mortgage at 2.80%
VA
Active
26
$349,800$143,004 equity gap
Rate
2.80%
7.18%today
Payment
$977/mo
$1,612today
  • 3beds
  • 2baths
  • 1,444sqft

14035 Wimbleton Drive, Victorville

13246 Plaza Laredo, Victorville, CA, 92395 — assumable FHA mortgage at 2.86%
FHA
Active
22
$499,000$215,880 equity gap
Rate
2.86%
7.18%today
Payment
$1,334/mo
$2,183today
  • 3beds
  • 2baths
  • 1,819sqft

13246 Plaza Laredo, Victorville

17956 Kendall Circle, Adelanto, CA, 92301 — assumable FHA mortgage at 2.87%
FHA
Active
54
$365,000$184,096 equity gap
Rate
2.87%
7.18%today
Payment
$844/mo
$1,379today
  • 4beds
  • 2baths
  • 1,265sqft

17956 Kendall Circle, Adelanto

15161 Christopher Street, Adelanto, CA, 92301 — assumable FHA mortgage at 2.88%
FHA
Active
47
$479,000$297,847 equity gap
Rate
2.88%
7.18%today
Payment
$894/mo
$1,441today
  • 4beds
  • 3baths
  • 2,693sqft

15161 Christopher Street, Adelanto

16070 Andover Dr, Victorville, CA, 92394 — assumable FHA mortgage at 2.90%
FHA
Active
29
$350,000$190,221 equity gap
Rate
2.90%
7.18%today
Payment
$767/mo
$1,248today
  • 4beds
  • 2baths
  • 1,388sqft

16070 Andover Dr, Victorville

16760 Hagador Avenue, Victorville, CA, 92394 — assumable VA mortgage at 2.98%
VA
Active
$365,000$355,783 equity gap
Rate
2.98%
7.18%today
Payment
$431/mo
$568today
  • 3beds
  • 2baths
  • 1,413sqft

16760 Hagador Avenue, Victorville

14482 Chumash, Victorville, CA, 92394 — assumable FHA mortgage at 3.07%
FHA
Active
45
$559,800$307,116 equity gap
Rate
3.07%
7.18%today
Payment
$1,281/mo
$2,017today
  • 6beds
  • 3baths
  • 2,471sqft

14482 Chumash, Victorville

11825 Poppy Road, Adelanto, CA, 92301 — assumable FHA mortgage at 3.10%
FHA
Active
47
$375,000$192,155 equity gap
Rate
3.10%
7.18%today
Payment
$869/mo
$1,379today
  • 3beds
  • 2baths
  • 1,549sqft

11825 Poppy Road, Adelanto

11735 Winewood, Victorville, CA, 92392 — assumable FHA mortgage at 3.15%
FHA
Active
5
$460,000$231,234 equity gap
Rate
3.15%
7.18%today
Payment
$1,138/mo
$1,795today
  • 4beds
  • 2baths
  • 2,343sqft

11735 Winewood, Victorville

13222 Yarmouth Court, Victorville, CA, 92394 — assumable VA mortgage at 3.45%
VA
Active
$525,000$249,014 equity gap
Rate
3.45%
7.18%today
Payment
$1,423/mo
$2,161today
  • 4beds
  • 3baths
  • 2,651sqft

13222 Yarmouth Court, Victorville

15318 Fremont, Adelanto, CA, 92301 — assumable FHA mortgage at 3.45%
FHA
Active
62
$469,999$200,648 equity gap
Rate
3.45%
7.18%today
Payment
$1,389/mo
$2,109today
  • 4beds
  • 3baths
  • 1,922sqft

15318 Fremont, Adelanto

12855 Candlewick Lane, Victorville, CA, 92395 — assumable VA mortgage at 3.47%
VA
Active
46
$440,000$326,325 equity gap
Rate
3.47%
7.18%today
Payment
$654/mo
$990today
  • 3beds
  • 2baths
  • 1,400sqft

12855 Candlewick Lane, Victorville

11720 Portola Court, Adelanto, CA, 92301 — assumable FHA mortgage at 3.55%
FHA
Active
15
$410,000$401,962 equity gap
Rate
3.55%
7.18%today
Payment
$44/mo
$64today
  • 4beds
  • 2baths
  • 1,728sqft

11720 Portola Court, Adelanto

14368 Honeyhill St, Victorville, CA, 92394 — assumable FHA mortgage at 3.58%
FHA
Active
36
$435,000$279,601 equity gap
Rate
3.58%
7.18%today
Payment
$913/mo
$1,364today
  • 5beds
  • 3baths
  • 1,844sqft

14368 Honeyhill St, Victorville

15001 Dragon Tree, Adelanto, CA, 92301 — assumable FHA mortgage at 3.60%
FHA
Active
27
$445,000$228,534 equity gap
Rate
3.60%
7.18%today
Payment
$1,152/mo
$1,716today
  • 5beds
  • 3baths
  • 2,018sqft

15001 Dragon Tree, Adelanto

12705 El Dorado Way, Victorville, CA, 92392 — assumable FHA mortgage at 3.62%
FHA
Active
11
$465,000$239,280 equity gap
Rate
3.62%
7.18%today
Payment
$1,203/mo
$1,789today
  • 4beds
  • 3baths
  • 1,876sqft

12705 El Dorado Way, Victorville

15077 Escalante Court, Victorville, CA, 92394 — assumable FHA mortgage at 4.42%
FHA
Active
47
$458,999$109,415 equity gap
Rate
4.42%
7.18%today
Payment
$1,900/mo
$2,564today
  • 4beds
  • 2baths
  • 2,374sqft

15077 Escalante Court, Victorville

Assuming a mortgage in Adelanto

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.62%
Lowest existing payment
$431/mo
Median cash to assume
$126,011
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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